CODE OF VIRGINIA CREDIT ACCIDENT AND SICKNESS (§ 38.2-108) “Credit accident and sickness insurance” means insurance on a debtor to provide for payments on a specific loan or other credit transaction while the debtor is disabled as defined in the policy. HISTORY: 1960, c. 67, § 38.1-482.2; 1982, c. 223; 1986, c. 562.