CODE OF VIRGINIA (APPLICABLE TO NEW OR RENEWAL POLICIES ISSUED BEFORE JANUARY 1, 2017) OPTIONAL COVERAGE TO BE OFFERED WITH HOMEOWNER’S POLICY (§ 38.2-2120) Any insurer who issues or delivers a homeowner’s insurance policy in this Commonwealth shall offer as an option a provision insuring against loss caused or resulting from water which backs up through sewers or drains. HISTORY: 1974, c. 564, § 38.1-335.2; 1986, c. 562.