{"law_id":"774966","section_number":"38.2-2125","catch_line":"Notice regarding flood exclusion","history":"2000, c. 401; 2004, c. 288.","order_by":null,"metadata":false,"court_decisions":{},"official_url":"http:\/\/law.lis.virginia.gov\/vacode\/38.2-2125\/","refers_to":false,"url":"\/38.2-2125\/","token":"38.2\/21\/38.2-2125","structure":{"1":{"id":"849","name":"Fire Insurance Policies","identifier":"21","label":"chapter","url":"\/38.2\/21\/"},"2":{"id":"7","name":"Insurance","identifier":"38.2","label":"title","url":"\/38.2\/"}},"referred_to_by":false,"edition_id":"11","section_id":"774966","structure_id":"849","full_text":"Any insurer that issues or delivers in this Commonwealth a new or renewal contract or policy of fire insurance, or a new or renewal contract or policy of fire insurance in combination with other insurance coverages, which policy or contract excludes coverage for damage due to flood, surface water, waves, tidal water, or any other overflow of a body of water, shall provide written notice that (i) explicitly states that flood coverage is excluded; (ii) states that information regarding flood insurance is available from the insurer, insurance agent or the National Flood Insurance Program; and (iii) advises the policyholder that contents coverage may be available with the flood policy for an additional premium.","text":{"0":{"id":"2498854","text":"Any insurer that issues or delivers in this Commonwealth a new or renewal contract or policy of fire insurance, or a new or renewal contract or policy of fire insurance in combination with other insurance coverages, which policy or contract excludes coverage for damage due to flood, surface water, waves, tidal water, or any other overflow of a body of water, shall provide written notice that (i) explicitly states that flood coverage is excluded; (ii) states that information regarding flood insurance is available from the insurer, insurance agent or the National Flood Insurance Program; and (iii) advises the policyholder that contents coverage may be available with the flood policy for an additional premium.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":{"1":{"id":"849","name":"Fire Insurance Policies","identifier":"21","label":"chapter","url":"\/38.2\/21\/"},"2":{"id":"7","name":"Insurance","identifier":"38.2","label":"title","url":"\/38.2\/"}},"structure_contents":{"0":{"id":"766377","structure_id":"849","section_number":"38.2-2100","catch_line":"Application of chapter","url":"\/38.2-2100\/","token":"38.2\/21\/38.2-2100"},"1":{"id":"787887","structure_id":"849","section_number":"38.2-2101","catch_line":"Policies shall conform to provisions of this chapter","url":"\/38.2-2101\/","token":"38.2\/21\/38.2-2101"},"2":{"id":"765651","structure_id":"849","section_number":"38.2-2102","catch_line":"Excluding loss or damage caused by nuclear reaction, nuclear radiation, or radioactive contamination","url":"\/38.2-2102\/","token":"38.2\/21\/38.2-2102"},"3":{"id":"768331","structure_id":"849","section_number":"38.2-2103","catch_line":"Information to be printed on policy","url":"\/38.2-2103\/","token":"38.2\/21\/38.2-2103"},"4":{"id":"766162","structure_id":"849","section_number":"38.2-2107","catch_line":"Commission may establish guidelines for filing readable fire insurance policy forms","url":"\/38.2-2107\/","token":"38.2\/21\/38.2-2107"},"5":{"id":"796497","structure_id":"849","section_number":"38.2-2108","catch_line":"Standards for content of fire insurance policies","url":"\/38.2-2108\/","token":"38.2\/21\/38.2-2108"},"6":{"id":"771408","structure_id":"849","section_number":"38.2-2109","catch_line":"Execution of policies","url":"\/38.2-2109\/","token":"38.2\/21\/38.2-2109"},"7":{"id":"767565","structure_id":"849","section_number":"38.2-2110","catch_line":"Other matter permitted in the policy","url":"\/38.2-2110\/","token":"38.2\/21\/38.2-2110"},"8":{"id":"792030","structure_id":"849","section_number":"38.2-2111","catch_line":"Special regulations to be added to policy","url":"\/38.2-2111\/","token":"38.2\/21\/38.2-2111"},"9":{"id":"780725","structure_id":"849","section_number":"38.2-2112","catch_line":"Temporary insurance contracts; duration; what deemed to include","url":"\/38.2-2112\/","token":"38.2\/21\/38.2-2112"},"10":{"id":"775586","structure_id":"849","section_number":"38.2-2113","catch_line":"Mailing or electronic delivery of notice of cancellation or refusal to renew","url":"\/38.2-2113\/","token":"38.2\/21\/38.2-2113"},"11":{"id":"784991","structure_id":"849","section_number":"38.2-2114","catch_line":"Grounds and procedure for termination of policy; contents of notice; review by Commissioner; exceptions; immunity from liability","url":"\/38.2-2114\/","token":"38.2\/21\/38.2-2114"},"12":{"id":"765821","structure_id":"849","section_number":"38.2-2114.1","catch_line":"Powers of Commission; replacement policies","url":"\/38.2-2114.1\/","token":"38.2\/21\/38.2-2114.1"},"13":{"id":"770743","structure_id":"849","section_number":"38.2-2115","catch_line":"Discrimination in issuance of fire insurance","url":"\/38.2-2115\/","token":"38.2\/21\/38.2-2115"},"14":{"id":"789653","structure_id":"849","section_number":"38.2-2116","catch_line":"Policies issued by two or more insurers","url":"\/38.2-2116\/","token":"38.2\/21\/38.2-2116"},"15":{"id":"775880","structure_id":"849","section_number":"38.2-2117","catch_line":"Approval of forms or provisions for additional coverage","url":"\/38.2-2117\/","token":"38.2\/21\/38.2-2117"},"16":{"id":"778268","structure_id":"849","section_number":"38.2-2118","catch_line":"(Applicable to new or renewal policies issued on or after January 1, 2017) Required statement on insurance policies for owner-occupied dwellings","url":"\/38.2-2118\/","token":"38.2\/21\/38.2-2118"},"17":{"id":"766195","structure_id":"849","section_number":"38.2-2118","catch_line":"(Applicable to new or renewal policies issued before January 1, 2017) Required statement on insurance policies for owner-occupied dwellings","url":"\/38.2-2118\/","token":"38.2\/21\/38.2-2118"},"18":{"id":"793490","structure_id":"849","section_number":"38.2-2119","catch_line":"(Applicable to new or renewal policies issued on or after January 1, 2017) Approval of forms or provisions for certain risks","url":"\/38.2-2119\/","token":"38.2\/21\/38.2-2119"},"19":{"id":"793796","structure_id":"849","section_number":"38.2-2119","catch_line":"(Applicable to new or renewal policies issued before January 1, 2017) Approval of forms or provisions for certain risks","url":"\/38.2-2119\/","token":"38.2\/21\/38.2-2119"},"20":{"id":"780075","structure_id":"849","section_number":"38.2-2120","catch_line":"(Applicable to new or renewal policies issued on or after January 1, 2017) Optional coverage to be offered with homeowner's policy","url":"\/38.2-2120\/","token":"38.2\/21\/38.2-2120"},"21":{"id":"782742","structure_id":"849","section_number":"38.2-2120","catch_line":"(Applicable to new or renewal policies issued before January 1, 2017) Optional coverage to be offered with homeowner's policy","url":"\/38.2-2120\/","token":"38.2\/21\/38.2-2120"},"22":{"id":"777510","structure_id":"849","section_number":"38.2-2121","catch_line":"When courts may appoint umpires","url":"\/38.2-2121\/","token":"38.2\/21\/38.2-2121"},"23":{"id":"778858","structure_id":"849","section_number":"38.2-2122","catch_line":"Appraisers and umpire to be citizens of Virginia; oath to be taken","url":"\/38.2-2122\/","token":"38.2\/21\/38.2-2122"},"24":{"id":"788307","structure_id":"849","section_number":"38.2-2123","catch_line":"Chapter not applicable to certain mutual insurers","url":"\/38.2-2123\/","token":"38.2\/21\/38.2-2123"},"25":{"id":"781690","structure_id":"849","section_number":"38.2-2124","catch_line":"Optional coverage to be offered with fire insurance policy","url":"\/38.2-2124\/","token":"38.2\/21\/38.2-2124"},"26":{"id":"774966","structure_id":"849","section_number":"38.2-2125","catch_line":"Notice regarding flood exclusion","url":"\/38.2-2125\/","token":"38.2\/21\/38.2-2125"},"27":{"id":"784198","structure_id":"849","section_number":"38.2-2126","catch_line":"Insurance credit score disclosure; use of credit information","url":"\/38.2-2126\/","token":"38.2\/21\/38.2-2126"},"28":{"id":"783482","structure_id":"849","section_number":"38.2-2127","catch_line":"Notice of change in deductible","url":"\/38.2-2127\/","token":"38.2\/21\/38.2-2127"},"29":{"id":"773150","structure_id":"849","section_number":"38.2-2128","catch_line":"Certain exclusions permitted","url":"\/38.2-2128\/","token":"38.2\/21\/38.2-2128"},"30":{"id":"786768","structure_id":"849","section_number":"38.2-2129","catch_line":"Notice regarding earthquake exclusion","url":"\/38.2-2129\/","token":"38.2\/21\/38.2-2129"},"31":{"id":"775830","structure_id":"849","section_number":"38.2-2130","catch_line":"Coverage for volunteer fire department costs","url":"\/38.2-2130\/","token":"38.2\/21\/38.2-2130"}},"previous_section":{"id":"781690","structure_id":"849","section_number":"38.2-2124","catch_line":"Optional coverage to be offered with fire insurance policy","url":"\/38.2-2124\/","token":"38.2\/21\/38.2-2124"},"next_section":{"id":"784198","structure_id":"849","section_number":"38.2-2126","catch_line":"Insurance credit score disclosure; use of credit information","url":"\/38.2-2126\/","token":"38.2\/21\/38.2-2126"},"references":false,"formats":{"txt":"\/38.2-2125.txt","json":"\/38.2-2125.json","xml":"\/38.2-2125.xml"},"dublin_core":{"Title":"Notice regarding flood exclusion","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-2125","Relation":"Code of Virginia"},"plain_text":"                                 CODE OF VIRGINIA\n\nNOTICE REGARDING FLOOD EXCLUSION (\u00a7 38.2-2125)\n\nAny insurer that issues or delivers in this Commonwealth a new or renewal\ncontract or policy of fire insurance, or a new or renewal contract or policy of\nfire insurance in combination with other insurance coverages, which policy or\ncontract excludes coverage for damage due to flood, surface water, waves, tidal\nwater, or any other overflow of a body of water, shall provide written notice\nthat (i) explicitly states that flood coverage is excluded; (ii) states that\ninformation regarding flood insurance is available from the insurer, insurance\nagent or the National Flood Insurance Program; and (iii) advises the\npolicyholder that contents coverage may be available with the flood policy for\nan additional premium.\n\nHISTORY: 2000, c. 401; 2004, c. 288."}