CODE OF VIRGINIA

(APPLICABLE TO NEW OR RENEWAL POLICIES ISSUED BEFORE JANUARY 1, 2017) REQUIRED
NOTICE OF OPTIONAL COVERAGE AVAILABLE (§ 38.2-2202)

A. No original premium notice for insurance covering liability arising out of
the ownership, maintenance, or use of any motor vehicle shall be issued or
delivered unless it contains on the front of the premium notice or unless there
is enclosed with the premium notice, in boldface type, the following
statement:IMPORTANT NOTICE IN ADDITION TO THE MINIMUM INSURANCE REQUIRED BY LAW,
YOU MAY PURCHASE ADDITIONAL INSURANCE COVERAGE FOR THE NAMED INSURED AND FOR HIS
RELATIVES WHO ARE MEMBERS OF HIS HOUSEHOLD WHILE IN OR UPON, ENTERING OR
ALIGHTING FROM A MOTOR VEHICLE, OR THROUGH BEING STRUCK BY A MOTOR VEHICLE WHILE
NOT OCCUPYING A MOTOR VEHICLE, AND FOR OCCUPANTS OF THE INSURED MOTOR VEHICLE.
THE FOLLOWING HEALTH CARE AND DISABILITY BENEFITS ARE AVAILABLE FOR EACH
ACCIDENT:

   1.  PAYMENT OF UP TO $ 2,000 PER PERSON FOR ALL REASONABLE AND NECESSARY
   EXPENSES FOR MEDICAL, CHIROPRACTIC, HOSPITAL, DENTAL, SURGICAL, PROSTHETIC AND
   REHABILITATION SERVICES, SERVICES PROVIDED BY AN EMERGENCY MEDICAL SERVICES
   VEHICLE AS DEFINED IN § 32.1-111.1, AND FUNERAL EXPENSES RESULTING FROM THE
   ACCIDENT AND INCURRED WITHIN THREE YEARS AFTER THE DATE OF THE ACCIDENT.
   HOWEVER, IF YOU DO NOT PURCHASE THE $ 2,000 LIMIT OF COVERAGE, YOU AND THE
   COMPANY MAY AGREE TO ANY OTHER LIMIT; AND

   2.  AN AMOUNT EQUAL TO THE LOSS OF INCOME UP TO $ 100 PER WEEK IF THE INJURED
   PERSON IS ENGAGED IN AN OCCUPATION FOR WHICH HE RECEIVES COMPENSATION, FROM
   THE FIRST WORKDAY LOST AS A RESULT OF THE ACCIDENT UP TO THE DATE THE PERSON
   IS ABLE TO RETURN TO HIS USUAL OCCUPATION. SUCH PAYMENTS ARE LIMITED TO A
   PERIOD EXTENDING ONE YEAR FROM THE DATE OF THE ACCIDENT.IF YOU DESIRE TO
   PURCHASE EITHER OR BOTH OF THESE COVERAGES AT AN ADDITIONAL PREMIUM, YOU MAY
   DO SO BY CONTACTING THE AGENT OR COMPANY THAT ISSUED YOUR POLICY.The insurer
   issuing the premium notice shall inform the insured by any reasonable means of
   communication of the approximate premium for the additional coverage.

B. No new policy or original premium notice of insurance covering liability
arising out of the ownership, maintenance, or use of any motor vehicle shall be
issued or delivered unless it contains the following statement printed in
boldface type, or unless the statement is attached to the front of or is
enclosed with the policy or premium notice:IMPORTANT NOTICE IN ADDITION TO THE
INSURANCE COVERAGE REQUIRED BY LAW TO PROTECT YOU AGAINST A LOSS CAUSED BY AN
UNINSURED MOTORIST, IF YOU HAVE PURCHASED LIABILITY INSURANCE COVERAGE THAT IS
HIGHER THAN THAT REQUIRED BY LAW TO PROTECT YOU AGAINST LIABILITY ARISING OUT OF
THE OWNERSHIP, MAINTENANCE, OR USE OF THE MOTOR VEHICLES COVERED BY THIS POLICY,
AND YOU HAVE NOT ALREADY PURCHASED UNINSURED MOTORIST INSURANCE COVERAGE EQUAL
TO YOUR LIABILITY INSURANCE COVERAGE:

   1. 

   2.  YOUR TOTAL PREMIUM CHARGE FOR YOUR MOTOR VEHICLE INSURANCE COVERAGE WILL
   INCREASE IF YOU DO NOT NOTIFY YOUR AGENT OR INSURER OF YOUR DESIRE TO REDUCE
   COVERAGE WITHIN 20 DAYS OF THE MAILING OF THE POLICY OR THE PREMIUM NOTICE, AS
   THE CASE MAY BE. THE INSURER MAY REQUIRE THAT SUCH A REQUEST TO REDUCE
   COVERAGE BE IN WRITING.

   3. After 20 days, the insurer shall be relieved of the obligation imposed by
   this subsection to attach or imprint the foregoing statement to any
   subsequently delivered renewal policy, extension certificate, other written
   statement of coverage continuance, or to any subsequently mailed premium
   notice.

HISTORY: 1974, c. 607, § 38.1-380.2; 1977, c. 112; 1981, c. 245; 1982, cc. 450,
642; 1986, c. 562; 1987, c. 429; 1989, c. 243; 1992, c. 230; 2001, c. 564; 2015,
cc. 502, 503.