{"law_id":"786891","section_number":"38.2-3301","catch_line":"Ten-day right to examine policy","history":"1977, c. 174, \u00a7 38.1-390.1; 1986, c. 562.","order_by":null,"metadata":false,"court_decisions":{"0":{"name":" .\u202f.\u202f. Edna L. Evans v. United Life & Accident Insurance Company, a .\u202f.\u202f. ","case_number":"88-3910","citation":"871 F.2d 466","date":"1989-03-23","url":"https:\/\/www.courtlistener.com\/opinion\/520603\/edna-l-evans-v-united-life-accident-insurance-company-a-new-hampshire\/","abstract":" .\u202f.\u202f. [complies with subsequent provisions]\"), 38.2-3301 (providing insured a ten-day right to examine  .\u202f.\u202f. ","court_html":"Court of Appeals for the Fourth Circuit"},"1":{"name":"Rogers v. AMERICO FINANCIAL LIFE AND ANNUITY INS.","case_number":"Civil Action No. 3:09-CV-277","citation":"675 F. Supp. 2d 623","date":"2009-12-17","url":"https:\/\/www.courtlistener.com\/opinion\/2508253\/rogers-v-americo-financial-life-and-annuity-ins\/","abstract":" .\u202f.\u202f.  right to examine the policy. Virginia Code \u00a7 38.2-3301 requires that life insurance policies give .\u202f.\u202f. ","court_html":"District Court, E.D. Virginia"}},"official_url":"http:\/\/law.lis.virginia.gov\/vacode\/38.2-3301\/","refers_to":false,"url":"\/38.2-3301\/","token":"38.2\/33\/1\/38.2-3301","structure":{"1":{"id":"2162","name":"Life Insurance Policies; Annuities","identifier":"1","label":"article","url":"\/38.2\/33\/1\/"},"2":{"id":"192","name":"Life Insurance Policies","identifier":"33","label":"chapter","url":"\/38.2\/33\/"},"3":{"id":"7","name":"Insurance","identifier":"38.2","label":"title","url":"\/38.2\/"}},"referred_to_by":[{"id":"784953","section_number":"38.2-3300","catch_line":"Requirements; exceptions","url":"\/38.2-3300\/"},{"id":"781787","section_number":"38.2-3315","catch_line":"Variations for certain forms of policies; providing more favorable terms","url":"\/38.2-3315\/"},{"id":"770328","section_number":"38.2-4123","catch_line":"Exemptions","url":"\/38.2-4123\/"}],"edition_id":"11","section_id":"786891","structure_id":"2162","full_text":"No individual life insurance policy shall be delivered or issued for delivery in this Commonwealth unless it has printed on it a notice stating in substance that if, during a ten-day period from the date the policy is delivered to the policyowner, the policy is surrendered to the insurer or its agent with a written request for cancellation, the policy shall be void from the beginning and the insurer shall refund any premium paid for the policy. Nothing in this section shall prohibit an insurer from extending the right to examine period to more than ten days if the period is specified in the policy.","text":{"0":{"id":"2538589","text":"No individual life insurance policy shall be delivered or issued for delivery in this Commonwealth unless it has printed on it a notice stating in substance that if, during a ten-day period from the date the policy is delivered to the policyowner, the policy is surrendered to the insurer or its agent with a written request for cancellation, the policy shall be void from the beginning and the insurer shall refund any premium paid for the policy. Nothing in this section shall prohibit an insurer from extending the right to examine period to more than ten days if the period is specified in the policy.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":{"1":{"id":"2162","name":"Life Insurance Policies; Annuities","identifier":"1","label":"article","url":"\/38.2\/33\/1\/"},"2":{"id":"192","name":"Life Insurance Policies","identifier":"33","label":"chapter","url":"\/38.2\/33\/"},"3":{"id":"7","name":"Insurance","identifier":"38.2","label":"title","url":"\/38.2\/"}},"structure_contents":{"0":{"id":"784953","structure_id":"2162","section_number":"38.2-3300","catch_line":"Requirements; exceptions","url":"\/38.2-3300\/","token":"38.2\/33\/1\/38.2-3300"},"1":{"id":"786891","structure_id":"2162","section_number":"38.2-3301","catch_line":"Ten-day right to examine policy","url":"\/38.2-3301\/","token":"38.2\/33\/1\/38.2-3301"},"2":{"id":"779324","structure_id":"2162","section_number":"38.2-3301.1","catch_line":"Delivery of individual life insurance policies","url":"\/38.2-3301.1\/","token":"38.2\/33\/1\/38.2-3301.1"},"3":{"id":"774989","structure_id":"2162","section_number":"38.2-3302","catch_line":"How premiums payable","url":"\/38.2-3302\/","token":"38.2\/33\/1\/38.2-3302"},"4":{"id":"786438","structure_id":"2162","section_number":"38.2-3303","catch_line":"Grace period","url":"\/38.2-3303\/","token":"38.2\/33\/1\/38.2-3303"},"5":{"id":"791860","structure_id":"2162","section_number":"38.2-3304","catch_line":"Policy constitutes entire contract; statements deemed representations","url":"\/38.2-3304\/","token":"38.2\/33\/1\/38.2-3304"},"6":{"id":"787706","structure_id":"2162","section_number":"38.2-3305","catch_line":"Incontestability","url":"\/38.2-3305\/","token":"38.2\/33\/1\/38.2-3305"},"7":{"id":"790778","structure_id":"2162","section_number":"38.2-3306","catch_line":"Misstatement of age","url":"\/38.2-3306\/","token":"38.2\/33\/1\/38.2-3306"},"8":{"id":"796175","structure_id":"2162","section_number":"38.2-3307","catch_line":"Participation in surplus","url":"\/38.2-3307\/","token":"38.2\/33\/1\/38.2-3307"},"9":{"id":"780557","structure_id":"2162","section_number":"38.2-3308","catch_line":"Policy loans","url":"\/38.2-3308\/","token":"38.2\/33\/1\/38.2-3308"},"10":{"id":"768516","structure_id":"2162","section_number":"38.2-3309","catch_line":"Nonforfeiture benefits and cash surrender values","url":"\/38.2-3309\/","token":"38.2\/33\/1\/38.2-3309"},"11":{"id":"793244","structure_id":"2162","section_number":"38.2-3310","catch_line":"Table of values and options","url":"\/38.2-3310\/","token":"38.2\/33\/1\/38.2-3310"},"12":{"id":"770015","structure_id":"2162","section_number":"38.2-3311","catch_line":"Reinstatement","url":"\/38.2-3311\/","token":"38.2\/33\/1\/38.2-3311"},"13":{"id":"769063","structure_id":"2162","section_number":"38.2-3312","catch_line":"Settlement","url":"\/38.2-3312\/","token":"38.2\/33\/1\/38.2-3312"},"14":{"id":"770187","structure_id":"2162","section_number":"38.2-3313","catch_line":"Table of installments","url":"\/38.2-3313\/","token":"38.2\/33\/1\/38.2-3313"},"15":{"id":"768214","structure_id":"2162","section_number":"38.2-3314","catch_line":"Title","url":"\/38.2-3314\/","token":"38.2\/33\/1\/38.2-3314"},"16":{"id":"781787","structure_id":"2162","section_number":"38.2-3315","catch_line":"Variations for certain forms of policies; providing more favorable terms","url":"\/38.2-3315\/","token":"38.2\/33\/1\/38.2-3315"},"17":{"id":"790877","structure_id":"2162","section_number":"38.2-3316","catch_line":"Provisions prohibited","url":"\/38.2-3316\/","token":"38.2\/33\/1\/38.2-3316"},"18":{"id":"768009","structure_id":"2162","section_number":"38.2-3317","catch_line":"Provisions required by other jurisdictions","url":"\/38.2-3317\/","token":"38.2\/33\/1\/38.2-3317"}},"previous_section":{"id":"784953","structure_id":"2162","section_number":"38.2-3300","catch_line":"Requirements; exceptions","url":"\/38.2-3300\/","token":"38.2\/33\/1\/38.2-3300"},"next_section":{"id":"779324","structure_id":"2162","section_number":"38.2-3301.1","catch_line":"Delivery of individual life insurance policies","url":"\/38.2-3301.1\/","token":"38.2\/33\/1\/38.2-3301.1"},"references":[{"id":"784953","section_number":"38.2-3300","catch_line":"Requirements; exceptions","url":"\/38.2-3300\/"}],"formats":{"txt":"\/38.2-3301.txt","json":"\/38.2-3301.json","xml":"\/38.2-3301.xml"},"dublin_core":{"Title":"Ten-day right to examine policy","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-3301","Relation":"Code of Virginia"},"plain_text":"                                 CODE OF VIRGINIA\n\nTEN-DAY RIGHT TO EXAMINE POLICY (\u00a7 38.2-3301)\n\nNo individual life insurance policy shall be delivered or issued for delivery in\nthis Commonwealth unless it has printed on it a notice stating in substance that\nif, during a ten-day period from the date the policy is delivered to the\npolicyowner, the policy is surrendered to the insurer or its agent with a\nwritten request for cancellation, the policy shall be void from the beginning\nand the insurer shall refund any premium paid for the policy. Nothing in this\nsection shall prohibit an insurer from extending the right to examine period to\nmore than ten days if the period is specified in the policy.\n\nHISTORY: 1977, c. 174, \u00a7 38.1-390.1; 1986, c. 562."}