<?xml version="1.0"?>
<law><law_id>787706</law_id><section_number>38.2-3305</section_number><site_title>Virginia Decoded</site_title><site_url>https://vacode.org</site_url><edition url="https://vacode.org/2016/" id="11" last_updated="2016-07-24" current="TRUE">2016</edition><structure><unit level="1" identifier="38.2" url="https://vacode.org/2016/38.2/">Insurance</unit><unit level="2" identifier="33" url="https://vacode.org/2016/38.2/33/">Life Insurance Policies</unit><unit level="3" identifier="1" url="https://vacode.org/2016/38.2/33/1/">Life Insurance Policies; Annuities</unit></structure><catch_line>Incontestability</catch_line><history>Code 1950, &#xA7; 38-371(3); 1950, p. 179; 1952, c. 317, &#xA7; 38.1-394; 1986, c. 562.</history><order_by/><metadata/><court_decisions><unit><name>Parkerson v. Federal Home Life Ins. Co.</name><case_number>4:91CV00180</case_number><citation>797 F. Supp. 1308</citation><date>1992-07-24</date><url>https://www.courtlistener.com/opinion/1447469/parkerson-v-federal-home-life-ins-co/</url><abstract> .&#x202F;.&#x202F;. lung cancer. (Dr. Bosworth Aff.). .&#x202F;.&#x202F;. </abstract><court_html>District Court, E.D. Virginia</court_html></unit></court_decisions><official_url>http://law.lis.virginia.gov/vacode/38.2-3305/</official_url><refers_to/><url>/38.2-3305/</url><token>38.2/33/1/38.2-3305</token><referred_to_by/><text><section id="2541410" prefix="A"><text>Each individual life insurance policy shall contain a provision that the policy shall be incontestable after it has been in force during the lifetime of the insured for two years from its date of issue except for nonpayment of premiums.</text><type>section</type><prefixes><section>A</section></prefixes><entire_prefix>A</entire_prefix><prefix_anchor>A</prefix_anchor><level>1</level></section><section id="2541411" prefix="B"><text>Provisions relating to benefits in event of disability, and provisions granting additional insurance specifically against death by accident or accidental means, may be excepted in the incontestability provision.</text><type>section</type><prefixes><section>B</section></prefixes><entire_prefix>B</entire_prefix><prefix_anchor>B</prefix_anchor><level>1</level></section></text></law>
