CODE OF VIRGINIA

DENIAL OR REDUCTION OF BENEFITS BECAUSE OF EXISTENCE OF OTHER LIKE INSURANCE (§
38.2-3509)

A. No individual accident and sickness insurance policy, nor any subscription
contract as provided for in Chapter 42 (§ 38.2-4200 et seq.) of this title,
delivered or issued for delivery in this Commonwealth shall contain any
provision for the denial or reduction of benefits because of the existence of
other like insurance except to the extent that the aggregate benefits, with
respect to the covered medical expenses incurred under the policy or plan and
all other like insurance with other insurers, exceed all covered medical
expenses incurred.

B. The term “other like insurance” may include group insurance or
coverage provided by hospital or medical service organizations, union welfare
plans, employer or employee benefit organizations, or workers’
compensation insurance.

HISTORY: 1970, c. 378, § 38.1-355; 1986, c. 562.