77802838.2-3514.1Virginia Decodedhttps://vacode.org2016InsuranceAccident And Sickness Insurance PoliciesIndividual Accident And Sickness Insurance PoliciesPreexisting conditions provisions1995, c. 522; 1997, c. 291; 1999, c. 1004.http://law.lis.virginia.gov/vacode/38.2-3514.1//38.2-3514.1/38.2/35/1/38.2-3514.138.2-360538.2-421438.2-4319In determining whether a preexisting conditions provision applies to an insured, all coverage shall credit the time the person was covered under previous individual or group policies providing hospital, medical and surgical or major medical coverage on an expense incurred basis if the previous coverage was continuous to a date not more than thirty days prior to the effective date of the new coverage, exclusive of any applicable waiting period under such coverage.sectionAA1This section shall not apply to the following insurance policies or contracts:sectionCC1 Short-term travel;sectionC1C12 Accident-only;sectionC2C22 Limited or specified disease contracts;sectionC3C32 Long-term care insurance;sectionC4C42 Policies subject to Article 4.1 (§ 38.2-3430.1 et seq.) of Chapter 34 of this title;sectionC6C62 Policies or contracts designed for issuance to persons eligible for coverage under Title XVIII of the Social Security Act, known as Medicare, or any other similar coverage under state or federal government plans; andsectionC7C72 Disability income.sectionC8C82