CODE OF VIRGINIA DEFINITIONS (§ 38.2-3517) As used in this article:”Form” means policies, contracts, riders, endorsements, and applications.”Policy” means the entire contract between the insurer and the insured, including the policy riders, endorsements, and the application, if attached. HISTORY: 1980, c. 204, § 38.1-362.12; 1986, c. 562.