77123938.2-3529Virginia Decodedhttps://vacode.org2016InsuranceAccident And Sickness Insurance PoliciesGroup Accident And Sickness Insurance PoliciesEntire contract; statements deemed representations1986, c. 562.http://law.lis.virginia.gov/vacode/38.2-3529//38.2-3529/38.2/35/3/38.2-3529Each group accident and sickness insurance policy shall contain a provision that the policy, and any application of the policyowner, and any individual applications of the persons insured shall constitute the entire contract between the parties.sectionAA1The provision shall also state that:sectionBB1 A copy of any application of the policyowner shall be attached to the policy when issued;sectionB1B12 All statements made by the policyowner or by the persons insured shall be deemed representations and not warranties; andsectionB2B22 No written statement made by any person insured shall be used in any contest unless a copy of the statement is furnished to the person or to his beneficiary or personal representative.sectionB3B32