{"law_id":"766791","section_number":"38.2-3911","catch_line":"Time limit on certain defenses","history":"1985, c. 400, \u00a7 38.1-549.12; 1986, c. 562.","order_by":null,"metadata":false,"court_decisions":{},"official_url":"http:\/\/law.lis.virginia.gov\/vacode\/38.2-3911\/","refers_to":[{"id":"788877","section_number":"38.2-3912","catch_line":"Incontestability of policies","url":"\/38.2-3912\/"}],"url":"\/38.2-3911\/","token":"38.2\/39\/3\/38.2-3911","structure":{"1":{"id":"1356","name":"Policy Provisions And Benefits","identifier":"3","label":"article","url":"\/38.2\/39\/3\/"},"2":{"id":"1355","name":"Mutual Assessment Life, Accident And Sickness Insurers","identifier":"39","label":"chapter","url":"\/38.2\/39\/"},"3":{"id":"7","name":"Insurance","identifier":"38.2","label":"title","url":"\/38.2\/"}},"referred_to_by":false,"edition_id":"11","section_id":"766791","structure_id":"1356","full_text":"Every insurance policy or contract shall contain a provision that after two years from the effective date of the policy or contract, only fraudulent misstatements in the application may be used to void the policy or contract or deny any claim for a loss incurred or a disability that starts after the two-year period.  This provision may be omitted if the incontestable clause referred to in \u00a7 38.2-3912 is included.","text":{"0":{"id":"2471265","text":"Every insurance policy or contract shall contain a provision that after two years from the effective date of the policy or contract, only fraudulent misstatements in the application may be used to void the policy or contract or deny any claim for a loss incurred or a disability that starts after the two-year period.  This provision may be omitted if the incontestable clause referred to in \u00a7 38.2-3912 is included.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":{"1":{"id":"1356","name":"Policy Provisions And Benefits","identifier":"3","label":"article","url":"\/38.2\/39\/3\/"},"2":{"id":"1355","name":"Mutual Assessment Life, Accident And Sickness Insurers","identifier":"39","label":"chapter","url":"\/38.2\/39\/"},"3":{"id":"7","name":"Insurance","identifier":"38.2","label":"title","url":"\/38.2\/"}},"structure_contents":{"0":{"id":"766293","structure_id":"1356","section_number":"38.2-3910","catch_line":"Policy forms to be filed","url":"\/38.2-3910\/","token":"38.2\/39\/3\/38.2-3910"},"1":{"id":"766791","structure_id":"1356","section_number":"38.2-3911","catch_line":"Time limit on certain defenses","url":"\/38.2-3911\/","token":"38.2\/39\/3\/38.2-3911"},"2":{"id":"788877","structure_id":"1356","section_number":"38.2-3912","catch_line":"Incontestability of policies","url":"\/38.2-3912\/","token":"38.2\/39\/3\/38.2-3912"},"3":{"id":"774038","structure_id":"1356","section_number":"38.2-3913","catch_line":"Required grace periods","url":"\/38.2-3913\/","token":"38.2\/39\/3\/38.2-3913"},"4":{"id":"771919","structure_id":"1356","section_number":"38.2-3914","catch_line":"Policy to specify amount of payment and when to be paid","url":"\/38.2-3914\/","token":"38.2\/39\/3\/38.2-3914"}},"previous_section":{"id":"766293","structure_id":"1356","section_number":"38.2-3910","catch_line":"Policy forms to be filed","url":"\/38.2-3910\/","token":"38.2\/39\/3\/38.2-3910"},"next_section":{"id":"788877","structure_id":"1356","section_number":"38.2-3912","catch_line":"Incontestability of policies","url":"\/38.2-3912\/","token":"38.2\/39\/3\/38.2-3912"},"references":[{"id":"788877","section_number":"38.2-3912","catch_line":"Incontestability of policies","url":"\/38.2-3912\/"}],"formats":{"txt":"\/38.2-3911.txt","json":"\/38.2-3911.json","xml":"\/38.2-3911.xml"},"dublin_core":{"Title":"Time limit on certain defenses","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-3911","Relation":"Code of Virginia"},"plain_text":"                                 CODE OF VIRGINIA\n\nTIME LIMIT ON CERTAIN DEFENSES (\u00a7 38.2-3911)\n\nEvery insurance policy or contract shall contain a provision that after two\nyears from the effective date of the policy or contract, only fraudulent\nmisstatements in the application may be used to void the policy or contract or\ndeny any claim for a loss incurred or a disability that starts after the\ntwo-year period.  This provision may be omitted if the incontestable clause\nreferred to in \u00a7 38.2-3912 is included.\n\nHISTORY: 1985, c. 400, \u00a7 38.1-549.12; 1986, c. 562."}