{"law_id":"778868","section_number":"38.2-5208","catch_line":"Right to return; free look provision","history":"1987, c. 586; 1990, c. 285.","order_by":null,"metadata":false,"court_decisions":{},"official_url":"http:\/\/law.lis.virginia.gov\/vacode\/38.2-5208\/","refers_to":false,"url":"\/38.2-5208\/","token":"38.2\/52\/38.2-5208","structure":{"1":{"id":"972","name":"Long-term Care Insurance","identifier":"52","label":"chapter","url":"\/38.2\/52\/"},"2":{"id":"7","name":"Insurance","identifier":"38.2","label":"title","url":"\/38.2\/"}},"referred_to_by":false,"edition_id":"11","section_id":"778868","structure_id":"972","full_text":"Long-term care insurance policies and certificates shall have a notice prominently printed on the first page or attached thereto stating in substance that the policyholder or insured person has the right to return the policy or certificate within thirty days of its delivery and to have the premium refunded if, after examination of the policy or certificate, the policyholder or insured person is not satisfied for any reason. A policy or certificate returned pursuant to the notice shall be void from its inception upon the mailing or delivery of the policy or certificate to the insurer or its agent.","text":{"0":{"id":"2512078","text":"Long-term care insurance policies and certificates shall have a notice prominently printed on the first page or attached thereto stating in substance that the policyholder or insured person has the right to return the policy or certificate within thirty days of its delivery and to have the premium refunded if, after examination of the policy or certificate, the policyholder or insured person is not satisfied for any reason. A policy or certificate returned pursuant to the notice shall be void from its inception upon the mailing or delivery of the policy or certificate to the insurer or its agent.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":{"1":{"id":"972","name":"Long-term Care Insurance","identifier":"52","label":"chapter","url":"\/38.2\/52\/"},"2":{"id":"7","name":"Insurance","identifier":"38.2","label":"title","url":"\/38.2\/"}},"structure_contents":{"0":{"id":"784744","structure_id":"972","section_number":"38.2-5200","catch_line":"Definitions","url":"\/38.2-5200\/","token":"38.2\/52\/38.2-5200"},"1":{"id":"770303","structure_id":"972","section_number":"38.2-5201","catch_line":"What laws applicable","url":"\/38.2-5201\/","token":"38.2\/52\/38.2-5201"},"2":{"id":"768746","structure_id":"972","section_number":"38.2-5202","catch_line":"Promulgation of regulations; standards for policy provisions","url":"\/38.2-5202\/","token":"38.2\/52\/38.2-5202"},"3":{"id":"777798","structure_id":"972","section_number":"38.2-5202.1","catch_line":"Refund of premium for cancellation or termination of policy","url":"\/38.2-5202.1\/","token":"38.2\/52\/38.2-5202.1"},"4":{"id":"766427","structure_id":"972","section_number":"38.2-5203","catch_line":"Prohibited provisions","url":"\/38.2-5203\/","token":"38.2\/52\/38.2-5203"},"5":{"id":"772241","structure_id":"972","section_number":"38.2-5204","catch_line":"Preexisting conditions","url":"\/38.2-5204\/","token":"38.2\/52\/38.2-5204"},"6":{"id":"789138","structure_id":"972","section_number":"38.2-5205","catch_line":"Prior institutionalization","url":"\/38.2-5205\/","token":"38.2\/52\/38.2-5205"},"7":{"id":"770699","structure_id":"972","section_number":"38.2-5206","catch_line":"Rates","url":"\/38.2-5206\/","token":"38.2\/52\/38.2-5206"},"8":{"id":"777764","structure_id":"972","section_number":"38.2-5207","catch_line":"Disclosure","url":"\/38.2-5207\/","token":"38.2\/52\/38.2-5207"},"9":{"id":"782845","structure_id":"972","section_number":"38.2-5207.1","catch_line":"Disclosure; life insurance policies","url":"\/38.2-5207.1\/","token":"38.2\/52\/38.2-5207.1"},"10":{"id":"765796","structure_id":"972","section_number":"38.2-5207.2","catch_line":"Long-term care benefits; monthly report","url":"\/38.2-5207.2\/","token":"38.2\/52\/38.2-5207.2"},"11":{"id":"778868","structure_id":"972","section_number":"38.2-5208","catch_line":"Right to return; free look provision","url":"\/38.2-5208\/","token":"38.2\/52\/38.2-5208"},"12":{"id":"793718","structure_id":"972","section_number":"38.2-5209","catch_line":"Incontestability","url":"\/38.2-5209\/","token":"38.2\/52\/38.2-5209"},"13":{"id":"780528","structure_id":"972","section_number":"38.2-5210","catch_line":"Nonforfeiture benefit","url":"\/38.2-5210\/","token":"38.2\/52\/38.2-5210"}},"previous_section":{"id":"765796","structure_id":"972","section_number":"38.2-5207.2","catch_line":"Long-term care benefits; monthly report","url":"\/38.2-5207.2\/","token":"38.2\/52\/38.2-5207.2"},"next_section":{"id":"793718","structure_id":"972","section_number":"38.2-5209","catch_line":"Incontestability","url":"\/38.2-5209\/","token":"38.2\/52\/38.2-5209"},"references":false,"formats":{"txt":"\/38.2-5208.txt","json":"\/38.2-5208.json","xml":"\/38.2-5208.xml"},"dublin_core":{"Title":"Right to return; free look provision","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-5208","Relation":"Code of Virginia"},"plain_text":"                                 CODE OF VIRGINIA\n\nRIGHT TO RETURN; FREE LOOK PROVISION (\u00a7 38.2-5208)\n\nLong-term care insurance policies and certificates shall have a notice\nprominently printed on the first page or attached thereto stating in substance\nthat the policyholder or insured person has the right to return the policy or\ncertificate within thirty days of its delivery and to have the premium refunded\nif, after examination of the policy or certificate, the policyholder or insured\nperson is not satisfied for any reason. A policy or certificate returned\npursuant to the notice shall be void from its inception upon the mailing or\ndelivery of the policy or certificate to the insurer or its agent.\n\nHISTORY: 1987, c. 586; 1990, c. 285."}