78311459.1-444.3Virginia Decodedhttps://vacode.org2016Trade And CommerceSecurity FreezesSecurity freezes for protected consumers2014, c. 570.http://law.lis.virginia.gov/vacode/59.1-444.3/59.1-444.2Security freezes/59.1-444.2//59.1-444.3/59.1/35.1/59.1-444.359.1-444.2 Under the age of 16 years at the time a request for the placement of a security freeze is made; orsectionA1A12 A person administering a credit file monitoring subscription service to which the protected consumer has subscribed or the representative of the protected consumer has subscribed on behalf of the protected consumer;sectionB1B12 An entity listed in subsection O of § 59.1-444.2.sectionB3B32A consumer reporting agency shall place a security freeze for a protected consumer if:sectionCC1 Submits the request to the consumer reporting agency at the address or other point of contact and in the manner specified by the consumer reporting agency;sectionC2aC2a3 Provides to the consumer reporting agency sufficient proof of identification of the protected consumer and the representative;sectionC2bC2b3 Provides to the consumer reporting agency sufficient proof of authority to act on behalf of the protected consumer; andsectionC2cC2c3 Pays to the consumer reporting agency a fee as provided in subsection J.sectionC2dC2d3Within 30 days after receiving a request that meets the requirements of subsection C, a consumer reporting agency shall place a security freeze for the protected consumer.sectionEE1A security freeze for a protected consumer placed under subsection E shall remain in effect until:sectionGG1 The security freeze is removed in accordance with subsection K.sectionG2G22 Submit a request for the removal of the security freeze to the consumer reporting agency at the address or other point of contact and in the manner specified by the consumer reporting agency;sectionH1H12 Provide to the consumer reporting agency:
sectionH2H22 In the case of a request by the protected consumer:
sectionH2aH2a3 Sufficient proof of identification of the protected consumer; orsectionH2a(2H2a(24 In the case of a request by the representative of a protected consumer:
sectionH2bH2b3 Sufficient proof of identification of the protected consumer and the representative; andsectionH2b(1H2b(14 Sufficient proof of authority to act on behalf of the protected consumer; andsectionH2b(2H2b(24 Pay to the consumer reporting agency a fee as provided in subsection J.sectionH3H32Within 30 days after receiving a request that meets the requirements of subsection H, the consumer reporting agency shall remove the security freeze for the protected consumer.sectionII1A consumer reporting agency may not charge a fee for any service performed under this section, except for a reasonable fee, not exceeding $ 10, for each placement or removal of a security freeze for a protected consumer. Notwithstanding the foregoing, a consumer reporting agency shall not charge any fee for the placement or removal of a security freeze for a protected consumer if:sectionJJ1 A request for the placement or removal of a security freeze is for a protected consumer who is under the age of 16 years at the time of the request, and the consumer reporting agency has a credit report pertaining to the protected consumer.sectionJ2J22Any person who obtains a consumer report, requests a security freeze, requests the temporary lift of a freeze, or requests the removal of a security freeze from a consumer reporting agency under false pretenses or in an attempt to violate federal or state law shall be liable to the consumer reporting agency for damages sustained by the consumer reporting agency as provided in subsection R of § 59.1-444.2.sectionLL1Notwithstanding any other provision of law:sectionMM1 The exclusive authority to bring an action for any violation of subsection E shall be with the Attorney General. In any action brought under this subsection, the Attorney General may cause an action to be brought in the name of the Commonwealth to enjoin the violation and to recover damages for aggrieved protected consumers.sectionM1M12 In any action brought under this subsection, if the court finds a willful violation, the court may, in its discretion, also award a civil penalty of not more than $ 1,000 per violation, to be deposited in the Literary Fund.sectionM2M22 In any action brought under this subsection, the Attorney General may recover any costs, the reasonable expenses incurred in investigating and preparing the case, and attorney fees.sectionM3M32