CODE OF VIRGINIA CRIMINAL PENALTIES (§ 6.2-1625) Any person not exempt from the licensure requirements of this chapter who acts as a mortgage lender or mortgage broker in the Commonwealth without having obtained a license is guilty of a Class 6 felony. For the purposes of this section, each violation shall constitute a separate offense. HISTORY: 1987, c. 596, § 6.1-429; 2010, c. 794.