{"law_id":"769811","section_number":"6.2-432","catch_line":"Credit card account disclosures","history":"1987, cc. 622, 639, 714, \u00a7\u00a7 6.1-330.63, 6.1-330.78; 1992, Sp. Sess., c. 4; 1997, c. 112; 2005, c. 670; 2009, cc. 784, 860; 2010, c. 794; 2016, c. 501.","order_by":null,"metadata":false,"court_decisions":{},"official_url":"http:\/\/law.lis.virginia.gov\/vacode\/6.2-432\/","refers_to":false,"url":"\/6.2-432\/","token":"6.2\/I\/4\/3\/6.2-432","structure":{"1":{"id":"1636","name":"Credit Cards.","identifier":"3","label":"article","url":"\/6.2\/I\/4\/3\/"},"2":{"id":"1635","name":"Certain Lending Practices","identifier":"4","label":"chapter","url":"\/6.2\/I\/4\/"},"3":{"id":"1190","name":"General Provisions","identifier":"I","label":"subtitle","url":"\/6.2\/I\/"},"4":{"id":"332","name":"Financial Institutions And Services","identifier":"6.2","label":"title","url":"\/6.2\/"}},"referred_to_by":false,"edition_id":"11","section_id":"769811","structure_id":"1636","full_text":"Any application form or preapproved written solicitation for an open-end credit card account to be used for personal, family, or household purposes that is mailed to a consumer residing in the Commonwealth by or on behalf of a creditor, whether or not the creditor is located in the Commonwealth, other than an application form or solicitation included in a magazine, newspaper, or other publication distributed by someone other than the creditor, shall contain or be accompanied by a disclosure that satisfies the initial disclosure requirements of Consumer Financial Protection Bureau Regulation Z (12 C.F.R. Part 1026).","text":{"0":{"id":"2481281","text":"Any application form or preapproved written solicitation for an open-end credit card account to be used for personal, family, or household purposes that is mailed to a consumer residing in the Commonwealth by or on behalf of a creditor, whether or not the creditor is located in the Commonwealth, other than an application form or solicitation included in a magazine, newspaper, or other publication distributed by someone other than the creditor, shall contain or be accompanied by a disclosure that satisfies the initial disclosure requirements of Consumer Financial Protection Bureau Regulation Z (12 C.F.R. Part 1026).","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":{"1":{"id":"1636","name":"Credit Cards.","identifier":"3","label":"article","url":"\/6.2\/I\/4\/3\/"},"2":{"id":"1635","name":"Certain Lending Practices","identifier":"4","label":"chapter","url":"\/6.2\/I\/4\/"},"3":{"id":"1190","name":"General Provisions","identifier":"I","label":"subtitle","url":"\/6.2\/I\/"},"4":{"id":"332","name":"Financial Institutions And Services","identifier":"6.2","label":"title","url":"\/6.2\/"}},"structure_contents":{"0":{"id":"783128","structure_id":"1636","section_number":"6.2-424","catch_line":"Definitions","url":"\/6.2-424\/","token":"6.2\/I\/4\/3\/6.2-424"},"1":{"id":"796030","structure_id":"1636","section_number":"6.2-425","catch_line":"Cardholder not liable in absence of request for, consent to issuance of, or use of card","url":"\/6.2-425\/","token":"6.2\/I\/4\/3\/6.2-425"},"2":{"id":"783892","structure_id":"1636","section_number":"6.2-426","catch_line":"When request, consent, or use not condition precedent to liability","url":"\/6.2-426\/","token":"6.2\/I\/4\/3\/6.2-426"},"3":{"id":"766728","structure_id":"1636","section_number":"6.2-427","catch_line":"Costs and attorney fee in suit on card; evidence of request or consent","url":"\/6.2-427\/","token":"6.2\/I\/4\/3\/6.2-427"},"4":{"id":"772678","structure_id":"1636","section_number":"6.2-428","catch_line":"Production of credit card number as condition of check cashing or acceptance prohibited","url":"\/6.2-428\/","token":"6.2\/I\/4\/3\/6.2-428"},"5":{"id":"770852","structure_id":"1636","section_number":"6.2-429","catch_line":"Improper use of payment device numbers","url":"\/6.2-429\/","token":"6.2\/I\/4\/3\/6.2-429"},"6":{"id":"787896","structure_id":"1636","section_number":"6.2-430","catch_line":"Place where transaction occurred; federal Fair Credit Billing Act","url":"\/6.2-430\/","token":"6.2\/I\/4\/3\/6.2-430"},"7":{"id":"796163","structure_id":"1636","section_number":"6.2-431","catch_line":"Certain cards excepted","url":"\/6.2-431\/","token":"6.2\/I\/4\/3\/6.2-431"},"8":{"id":"769811","structure_id":"1636","section_number":"6.2-432","catch_line":"Credit card account disclosures","url":"\/6.2-432\/","token":"6.2\/I\/4\/3\/6.2-432"}},"previous_section":{"id":"796163","structure_id":"1636","section_number":"6.2-431","catch_line":"Certain cards excepted","url":"\/6.2-431\/","token":"6.2\/I\/4\/3\/6.2-431"},"references":false,"formats":{"txt":"\/6.2-432.txt","json":"\/6.2-432.json","xml":"\/6.2-432.xml"},"dublin_core":{"Title":"Credit card account disclosures","Type":"Text","Format":"text\/html","Identifier":"\u00a7 6.2-432","Relation":"Code of Virginia"},"plain_text":"                                 CODE OF VIRGINIA\n\nCREDIT CARD ACCOUNT DISCLOSURES (\u00a7 6.2-432)\n\nAny application form or preapproved written solicitation for an open-end credit\ncard account to be used for personal, family, or household purposes that is\nmailed to a consumer residing in the Commonwealth by or on behalf of a creditor,\nwhether or not the creditor is located in the Commonwealth, other than an\napplication form or solicitation included in a magazine, newspaper, or other\npublication distributed by someone other than the creditor, shall contain or be\naccompanied by a disclosure that satisfies the initial disclosure requirements\nof Consumer Financial Protection Bureau Regulation Z (12 C.F.R. Part 1026).\n\nHISTORY: 1987, cc. 622, 639, 714, \u00a7\u00a7 6.1-330.63, 6.1-330.78; 1992, Sp. Sess.,\nc. 4; 1997, c. 112; 2005, c. 670; 2009, cc. 784, 860; 2010, c. 794; 2016, c.\n501."}