7905916.2-501Virginia Decodedhttps://vacode.org2016Financial Institutions And ServicesGeneral ProvisionsEqual Credit OpportunitiesProhibited discrimination1977, c. 589, § 59.1-21.21:1; 2002, c. 747; 2010, c. 794.United States v. White09-4114606 F.3d 1442010-06-01https://www.courtlistener.com/opinion/147555/united-states-v-white/ . . . statute. 526 F.3d at 675 (citing WYO. STAT. ANN. § 6-2-501(b)). The Tenth Circuit concluded that . . . Court of Appeals for the Fourth Circuithttp://law.lis.virginia.gov/vacode/6.2-501//6.2-501/6.2/I/5/6.2-501It shall be unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction:sectionAA1 On the basis of race, color, religion, national origin, sex or marital status, or age, provided the applicant has the capacity to contract; orsectionA1A12It shall not constitute discrimination for purposes of this chapter for a creditor:sectionBB1 To use any empirically derived credit system which considers age if such system is demonstrably and statistically sound in accordance with regulations of the Commission, except that in the operation of such system the age of an elderly applicant may not be assigned a negative factor or value; orsectionB3B32 To make an inquiry or to consider the age of an elderly applicant when the age of such applicant is to be used by the creditor in the extension of credit in favor of such applicant.sectionB4B42It is not a violation of this section for a creditor to refuse to extend credit offered pursuant to:sectionCC1 Any credit assistance program expressly authorized by law for an economically disadvantaged class of persons;sectionC1C12 Any credit assistance program administered by a nonprofit organization for its members or an economically disadvantaged class of persons; orsectionC2C22 Any special purpose credit program offered by a profit-making organization to meet special social needs which meets standards prescribed in regulations by the Commission, if such refusal is required by or made pursuant to such program.sectionC3C32