7859516.2-938Virginia Decodedhttps://vacode.org2016Financial Institutions And ServicesDepository Institutions And Trust OrganizationsBanksBanking Offenses.Engaging in banking business without authority; Commission may examine accounts of suspected person; penaltyCode 1950, § 6-133; 1966, c. 584, § 6.1-111; 1992, c. 136; 1994, c. 7; 2010, c. 794.

Every person who trades or deals as a bank, or carries on banking, without authority of law, and their officers and agents, is guilty of a Class 6 felony.section

A

AA1

The Commission shall have authority to examine the accounts, books, and papers of any person who it has reason to suspect is doing a banking business, in order to ascertain whether such person has violated, or is violating, any provision of this title. The refusal to submit such accounts, books, and papers shall be prima facie evidence of such violation.section

B

BB1

http://law.lis.virginia.gov/vacode/6.2-938//6.2-938/6.2/II/8/15/6.2-938