{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2026\/code-json\/38.2-2101.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2026\/code-text\/38.2-2101.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2026\/code-xml\/38.2-2101.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2026\/code-html\/38.2-2101.html"}],"law_id":361742,"edition_id":2,"section_id":361742,"structure_id":51711,"section_number":"38.2-2101","catch_line":"Policies shall conform to provisions of this chapter","history":"Code 1950, \u00a7 38-177; 1952, c. 317, \u00a7 38.1-363; 1986, c. 562.","full_text":"No insurance policy or contract on any property in this Commonwealth shall be issued or delivered in this Commonwealth unless the policy or contract meets the requirements of this chapter.\n\n","order_by":null,"text":{"0":{"id":1346802,"text":"No insurance policy or contract on any property in this Commonwealth shall be issued or delivered in this Commonwealth unless the policy or contract meets the requirements of this chapter.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":51711,"edition_id":2,"name":"Fire Insurance Policies","identifier":"21","label":"chapter","depth":2,"order_by":21,"parent_id":51644,"metadata":{"child_laws":34,"child_structures":0},"date_created":"2026-08-02 02:46:56","date_modified":"2026-08-02 12:33:06","permalink":{"id":1440409,"object_type":"structure","relational_id":51711,"identifier":"21","token":"38.2\/21","url":"\/38.2\/21\/","edition_id":2,"permalink":0,"preferred":1}},{"id":51644,"edition_id":2,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":88,"parent_id":null,"metadata":{"child_laws":1890,"child_structures":173},"date_created":"2026-08-02 02:45:30","date_modified":"2026-08-02 12:32:55","permalink":{"id":1437663,"object_type":"structure","relational_id":51644,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":2,"permalink":0,"preferred":1}}],"structure_contents":[{"id":361741,"structure_id":51711,"section_number":"38.2-2100","catch_line":"Application of chapter","url":"\/38.2-2100\/","token":"38.2\/21\/38.2-2100","metadata":false},{"id":361742,"structure_id":51711,"section_number":"38.2-2101","catch_line":"Policies shall conform to provisions of this chapter","url":"\/38.2-2101\/","token":"38.2\/21\/38.2-2101","metadata":false},{"id":361743,"structure_id":51711,"section_number":"38.2-2102","catch_line":"Excluding loss or damage caused by nuclear reaction, nuclear radiation, or radioactive contamination","url":"\/38.2-2102\/","token":"38.2\/21\/38.2-2102","metadata":{"court_decisions":""}},{"id":361744,"structure_id":51711,"section_number":"38.2-2103","catch_line":"Information to be printed on policy","url":"\/38.2-2103\/","token":"38.2\/21\/38.2-2103","metadata":false},{"id":361745,"structure_id":51711,"section_number":"38.2-2104","catch_line":"Standard insuring agreement for fire insurance policies","url":"\/38.2-2104\/","token":"38.2\/21\/38.2-2104","metadata":false},{"id":361746,"structure_id":51711,"section_number":"38.2-2105","catch_line":"Standard provisions, conditions, stipulations and agreements for such policies","url":"\/38.2-2105\/","token":"38.2\/21\/38.2-2105","metadata":false},{"id":361747,"structure_id":51711,"section_number":"38.2-2106","catch_line":"Standard form for execution of policies","url":"\/38.2-2106\/","token":"38.2\/21\/38.2-2106","metadata":false},{"id":361748,"structure_id":51711,"section_number":"38.2-2107","catch_line":"Commission may establish guidelines for filing readable fire insurance policy forms","url":"\/38.2-2107\/","token":"38.2\/21\/38.2-2107","metadata":false},{"id":361750,"structure_id":51711,"section_number":"38.2-2108","catch_line":"Standards for content of fire insurance policies","url":"\/38.2-2108\/","token":"38.2\/21\/38.2-2108","metadata":false},{"id":361749,"structure_id":51711,"section_number":"38.2-2108.1","catch_line":"Commercial fire insurance policies; changes to amount of coverage","url":"\/38.2-2108.1\/","token":"38.2\/21\/38.2-2108.1","metadata":false},{"id":361751,"structure_id":51711,"section_number":"38.2-2109","catch_line":"Execution of policies","url":"\/38.2-2109\/","token":"38.2\/21\/38.2-2109","metadata":{"court_decisions":""}},{"id":361753,"structure_id":51711,"section_number":"38.2-2110","catch_line":"Other matter permitted in the policy","url":"\/38.2-2110\/","token":"38.2\/21\/38.2-2110","metadata":false},{"id":361754,"structure_id":51711,"section_number":"38.2-2111","catch_line":"Special regulations to be added to policy","url":"\/38.2-2111\/","token":"38.2\/21\/38.2-2111","metadata":{"court_decisions":""}},{"id":361755,"structure_id":51711,"section_number":"38.2-2112","catch_line":"Temporary insurance contracts; duration; what deemed to include","url":"\/38.2-2112\/","token":"38.2\/21\/38.2-2112","metadata":false},{"id":361756,"structure_id":51711,"section_number":"38.2-2113","catch_line":"Mailing or electronic delivery of notice of cancellation or refusal to renew","url":"\/38.2-2113\/","token":"38.2\/21\/38.2-2113","metadata":false},{"id":361758,"structure_id":51711,"section_number":"38.2-2114","catch_line":"Grounds and procedure for termination of policy; contents of notice; review by Commissioner; exceptions; immunity from liability","url":"\/38.2-2114\/","token":"38.2\/21\/38.2-2114","metadata":false},{"id":361757,"structure_id":51711,"section_number":"38.2-2114.1","catch_line":"Powers of Commission; replacement policies","url":"\/38.2-2114.1\/","token":"38.2\/21\/38.2-2114.1","metadata":false},{"id":361759,"structure_id":51711,"section_number":"38.2-2115","catch_line":"Discrimination in issuance of fire insurance","url":"\/38.2-2115\/","token":"38.2\/21\/38.2-2115","metadata":{"court_decisions":""}},{"id":361760,"structure_id":51711,"section_number":"38.2-2116","catch_line":"Policies issued by two or more insurers","url":"\/38.2-2116\/","token":"38.2\/21\/38.2-2116","metadata":{"court_decisions":""}},{"id":361761,"structure_id":51711,"section_number":"38.2-2117","catch_line":"Approval of forms or provisions for additional coverage","url":"\/38.2-2117\/","token":"38.2\/21\/38.2-2117","metadata":false},{"id":361762,"structure_id":51711,"section_number":"38.2-2118","catch_line":"Required statement on insurance policies for owner-occupied dwellings","url":"\/38.2-2118\/","token":"38.2\/21\/38.2-2118","metadata":false},{"id":361763,"structure_id":51711,"section_number":"38.2-2119","catch_line":"Approval of forms or provisions for certain risks","url":"\/38.2-2119\/","token":"38.2\/21\/38.2-2119","metadata":false},{"id":361765,"structure_id":51711,"section_number":"38.2-2120","catch_line":"Optional coverage to be offered with homeowner's policy","url":"\/38.2-2120\/","token":"38.2\/21\/38.2-2120","metadata":false},{"id":361766,"structure_id":51711,"section_number":"38.2-2121","catch_line":"When courts may appoint umpires","url":"\/38.2-2121\/","token":"38.2\/21\/38.2-2121","metadata":false},{"id":361767,"structure_id":51711,"section_number":"38.2-2122","catch_line":"Appraisers and umpires; oath to be taken","url":"\/38.2-2122\/","token":"38.2\/21\/38.2-2122","metadata":false},{"id":361768,"structure_id":51711,"section_number":"38.2-2123","catch_line":"Chapter not applicable to certain mutual insurers","url":"\/38.2-2123\/","token":"38.2\/21\/38.2-2123","metadata":false},{"id":361769,"structure_id":51711,"section_number":"38.2-2124","catch_line":"Optional coverage to be offered with fire insurance policy","url":"\/38.2-2124\/","token":"38.2\/21\/38.2-2124","metadata":{"court_decisions":""}},{"id":361770,"structure_id":51711,"section_number":"38.2-2125","catch_line":"Notice regarding flood exclusion","url":"\/38.2-2125\/","token":"38.2\/21\/38.2-2125","metadata":{"court_decisions":""}},{"id":361771,"structure_id":51711,"section_number":"38.2-2126","catch_line":"Insurance credit score disclosure; use of credit information","url":"\/38.2-2126\/","token":"38.2\/21\/38.2-2126","metadata":false},{"id":361772,"structure_id":51711,"section_number":"38.2-2127","catch_line":"Notice of change in deductible","url":"\/38.2-2127\/","token":"38.2\/21\/38.2-2127","metadata":false},{"id":361773,"structure_id":51711,"section_number":"38.2-2128","catch_line":"Certain exclusions permitted","url":"\/38.2-2128\/","token":"38.2\/21\/38.2-2128","metadata":false},{"id":361774,"structure_id":51711,"section_number":"38.2-2129","catch_line":"Notice regarding earthquake exclusion","url":"\/38.2-2129\/","token":"38.2\/21\/38.2-2129","metadata":false},{"id":361776,"structure_id":51711,"section_number":"38.2-2130","catch_line":"Coverage for volunteer fire department costs","url":"\/38.2-2130\/","token":"38.2\/21\/38.2-2130","metadata":{"court_decisions":""}},{"id":361777,"structure_id":51711,"section_number":"38.2-2131","catch_line":"Assignment of claims prohibited","url":"\/38.2-2131\/","token":"38.2\/21\/38.2-2131","metadata":{"court_decisions":""}}],"previous_section":{"id":361741,"structure_id":51711,"section_number":"38.2-2100","catch_line":"Application of chapter","url":"\/38.2-2100\/","token":"38.2\/21\/38.2-2100","metadata":false},"next_section":{"id":361743,"structure_id":51711,"section_number":"38.2-2102","catch_line":"Excluding loss or damage caused by nuclear reaction, nuclear radiation, or radioactive contamination","url":"\/38.2-2102\/","token":"38.2\/21\/38.2-2102","metadata":{"court_decisions":""}},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-2101\/","history_text":"<p>The record of this law\u2019s original creation isn\u2019t available online. It has been modified 2 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1952, chapter 317; in 1986, chapter 562.<\/p>","references":[{"id":361922,"section_number":"38.2-2701","catch_line":"Definitions","order_by":null,"url":"\/38.2-2701\/"}],"refers_to":false,"permalink":{"id":1440415,"object_type":"law","relational_id":361742,"identifier":"38.2-2101","token":"38.2\/21\/38.2-2101","url":"\/38.2-2101\/","edition_id":2,"permalink":0,"preferred":1},"url":"\/38.2-2101\/","token":"38.2\/21\/38.2-2101","dublin_core":{"Title":"Policies shall conform to provisions of this chapter","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-2101","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>No <span class=\"dictionary\">insurance<\/span> policy or <span class=\"dictionary\">contract<\/span> on any property in this Commonwealth shall be issued or delivered in this Commonwealth unless the policy or <span class=\"dictionary\">contract<\/span> meets the requirements of this chapter.<\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nPOLICIES SHALL CONFORM TO PROVISIONS OF THIS CHAPTER (\u00a7 38.2-2101)\n\nNo insurance policy or contract on any property in this Commonwealth shall be\nissued or delivered in this Commonwealth unless the policy or contract meets the\nrequirements of this chapter.\n\nHISTORY: Code 1950, \u00a7 38-177; 1952, c. 317, \u00a7 38.1-363; 1986, c. 562.","edition":{"id":2,"name":"2026","slug":"2026","date_created":"2026-07-16 18:40:23","date_modified":"2026-08-02 15:14:36","current":1,"order_by":2,"last_import":"2026-08-02 12:37:30"}}