{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2026\/code-json\/38.2-3327.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2026\/code-text\/38.2-3327.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2026\/code-xml\/38.2-3327.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2026\/code-html\/38.2-3327.html"}],"law_id":362102,"edition_id":2,"section_id":362102,"structure_id":51737,"section_number":"38.2-3327","catch_line":"Entire contract; statements deemed representations","history":"Code 1950, \u00a7 38-429(2); 1952, c. 317, \u00a7 38.1-426; 1960, c. 273; 1986, c. 562.","full_text":"A\n\nEach group life insurance policy shall contain a provision that the policy and any application of the policyowner, and any individual applications of the persons insured shall constitute the entire contract between the parties.\n\nB\n\nThe provision shall also state that:\n\n1\n\nA copy of any application of the policyowner shall be attached to the policy when issued;\n\n2\n\nAll statements made by the policyowner or by the persons insured shall be deemed representations and not warranties; and\n\n3\n\nNo written statement made by any person insured shall be used in any contest unless a copy of the statement has been furnished to the person, his beneficiary or his personal representative.\n\n","order_by":null,"text":{"0":{"id":1348109,"text":"Each group life insurance policy shall contain a provision that the policy and any application of the policyowner, and any individual applications of the persons insured shall constitute the entire contract between the parties.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":1348110,"text":"The provision shall also state that:","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"B1"},"2":{"id":1348111,"text":"A copy of any application of the policyowner shall be attached to the policy when issued;","type":"section","prefixes":["B","1"],"prefix":"1","entire_prefix":"B1","prefix_anchor":"B1","level":2,"prior_prefix":"B","next_prefix":"B2"},"3":{"id":1348112,"text":"All statements made by the policyowner or by the persons insured shall be deemed representations and not warranties; and","type":"section","prefixes":["B","2"],"prefix":"2","entire_prefix":"B2","prefix_anchor":"B2","level":2,"prior_prefix":"B1","next_prefix":"B3"},"4":{"id":1348113,"text":"No written statement made by any person insured shall be used in any contest unless a copy of the statement has been furnished to the person, his beneficiary or his personal representative.","type":"section","prefixes":["B","3"],"prefix":"3","entire_prefix":"B3","prefix_anchor":"B3","level":2,"prior_prefix":"B2"}},"ancestry":[{"id":51737,"edition_id":2,"name":"Group Life Insurance Policies","identifier":"2","label":"article","depth":3,"order_by":2,"parent_id":51735,"metadata":{"child_laws":29,"child_structures":0},"date_created":"2026-08-02 02:47:37","date_modified":"2026-08-02 12:33:10","permalink":{"id":1441709,"object_type":"structure","relational_id":51737,"identifier":"2","token":"38.2\/33\/2","url":"\/38.2\/33\/2\/","edition_id":2,"permalink":0,"preferred":1}},{"id":51735,"edition_id":2,"name":"Life Insurance Policies","identifier":"33","label":"chapter","depth":2,"order_by":33,"parent_id":51644,"metadata":{"child_laws":63,"child_structures":3},"date_created":"2026-08-02 02:47:35","date_modified":"2026-08-02 12:33:10","permalink":{"id":1441629,"object_type":"structure","relational_id":51735,"identifier":"33","token":"38.2\/33","url":"\/38.2\/33\/","edition_id":2,"permalink":0,"preferred":1}},{"id":51644,"edition_id":2,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":88,"parent_id":null,"metadata":{"child_laws":1890,"child_structures":173},"date_created":"2026-08-02 02:45:30","date_modified":"2026-08-02 12:32:55","permalink":{"id":1437663,"object_type":"structure","relational_id":51644,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":2,"permalink":0,"preferred":1}}],"structure_contents":[{"id":362087,"structure_id":51737,"section_number":"38.2-3318","catch_line":"Repealed","url":"\/38.2-3318\/","token":"38.2\/33\/2\/38.2-3318","metadata":false},{"id":362086,"structure_id":51737,"section_number":"38.2-3318.1","catch_line":"Group life insurance requirements","url":"\/38.2-3318.1\/","token":"38.2\/33\/2\/38.2-3318.1","metadata":false},{"id":362090,"structure_id":51737,"section_number":"38.2-3319","catch_line":"Repealed","url":"\/38.2-3319\/","token":"38.2\/33\/2\/38.2-3319","metadata":false},{"id":362088,"structure_id":51737,"section_number":"38.2-3319.1","catch_line":"Limits of group life insurance","url":"\/38.2-3319.1\/","token":"38.2\/33\/2\/38.2-3319.1","metadata":false},{"id":362089,"structure_id":51737,"section_number":"38.2-3319.2","catch_line":"Review of records","url":"\/38.2-3319.2\/","token":"38.2\/33\/2\/38.2-3319.2","metadata":false},{"id":362092,"structure_id":51737,"section_number":"38.2-3320","catch_line":"Repealed","url":"\/38.2-3320\/","token":"38.2\/33\/2\/38.2-3320","metadata":false},{"id":362091,"structure_id":51737,"section_number":"38.2-3320.1","catch_line":"Policies issued outside of the Commonwealth of Virginia","url":"\/38.2-3320.1\/","token":"38.2\/33\/2\/38.2-3320.1","metadata":false},{"id":362094,"structure_id":51737,"section_number":"38.2-3321","catch_line":"Repealed","url":"\/38.2-3321\/","token":"38.2\/33\/2\/38.2-3321","metadata":false},{"id":362093,"structure_id":51737,"section_number":"38.2-3321.1","catch_line":"Requirements for those marketing group life insurance","url":"\/38.2-3321.1\/","token":"38.2\/33\/2\/38.2-3321.1","metadata":false},{"id":362097,"structure_id":51737,"section_number":"38.2-3322","catch_line":"Repealed","url":"\/38.2-3322\/","token":"38.2\/33\/2\/38.2-3322","metadata":false},{"id":362095,"structure_id":51737,"section_number":"38.2-3322.1","catch_line":"Regulations","url":"\/38.2-3322.1\/","token":"38.2\/33\/2\/38.2-3322.1","metadata":false},{"id":362096,"structure_id":51737,"section_number":"38.2-3322.2","catch_line":"Lives covered","url":"\/38.2-3322.2\/","token":"38.2\/33\/2\/38.2-3322.2","metadata":false},{"id":362098,"structure_id":51737,"section_number":"38.2-3323","catch_line":"Group life insurance coverages of spouses, dependent children, and other persons","url":"\/38.2-3323\/","token":"38.2\/33\/2\/38.2-3323","metadata":false},{"id":362099,"structure_id":51737,"section_number":"38.2-3324","catch_line":"Standard provisions required; exceptions","url":"\/38.2-3324\/","token":"38.2\/33\/2\/38.2-3324","metadata":false},{"id":362100,"structure_id":51737,"section_number":"38.2-3325","catch_line":"Grace period","url":"\/38.2-3325\/","token":"38.2\/33\/2\/38.2-3325","metadata":false},{"id":362101,"structure_id":51737,"section_number":"38.2-3326","catch_line":"Incontestability","url":"\/38.2-3326\/","token":"38.2\/33\/2\/38.2-3326","metadata":false},{"id":362102,"structure_id":51737,"section_number":"38.2-3327","catch_line":"Entire contract; statements deemed representations","url":"\/38.2-3327\/","token":"38.2\/33\/2\/38.2-3327","metadata":false},{"id":362103,"structure_id":51737,"section_number":"38.2-3328","catch_line":"Evidence of individual insurability","url":"\/38.2-3328\/","token":"38.2\/33\/2\/38.2-3328","metadata":false},{"id":362104,"structure_id":51737,"section_number":"38.2-3329","catch_line":"Misstatement of age","url":"\/38.2-3329\/","token":"38.2\/33\/2\/38.2-3329","metadata":false},{"id":362105,"structure_id":51737,"section_number":"38.2-3330","catch_line":"Payment of benefits","url":"\/38.2-3330\/","token":"38.2\/33\/2\/38.2-3330","metadata":false},{"id":362106,"structure_id":51737,"section_number":"38.2-3331","catch_line":"Individual certificates","url":"\/38.2-3331\/","token":"38.2\/33\/2\/38.2-3331","metadata":false},{"id":362107,"structure_id":51737,"section_number":"38.2-3332","catch_line":"Right to individual policy upon termination of employment or membership","url":"\/38.2-3332\/","token":"38.2\/33\/2\/38.2-3332","metadata":false},{"id":362108,"structure_id":51737,"section_number":"38.2-3333","catch_line":"Right to individual policy upon termination of group policy or elimination of class of insured persons","url":"\/38.2-3333\/","token":"38.2\/33\/2\/38.2-3333","metadata":false},{"id":362109,"structure_id":51737,"section_number":"38.2-3334","catch_line":"Death after termination of group insurance and before issuance of individual policy","url":"\/38.2-3334\/","token":"38.2\/33\/2\/38.2-3334","metadata":false},{"id":362110,"structure_id":51737,"section_number":"38.2-3335","catch_line":"Additional persons becoming eligible","url":"\/38.2-3335\/","token":"38.2\/33\/2\/38.2-3335","metadata":false},{"id":362111,"structure_id":51737,"section_number":"38.2-3336","catch_line":"Provisions required by other jurisdictions","url":"\/38.2-3336\/","token":"38.2\/33\/2\/38.2-3336","metadata":false},{"id":362112,"structure_id":51737,"section_number":"38.2-3337","catch_line":"Assignment","url":"\/38.2-3337\/","token":"38.2\/33\/2\/38.2-3337","metadata":false},{"id":362113,"structure_id":51737,"section_number":"38.2-3338","catch_line":"Provisions prohibited","url":"\/38.2-3338\/","token":"38.2\/33\/2\/38.2-3338","metadata":false},{"id":362114,"structure_id":51737,"section_number":"38.2-3339","catch_line":"Exemption of group life insurance policies from legal process","url":"\/38.2-3339\/","token":"38.2\/33\/2\/38.2-3339","metadata":false}],"previous_section":{"id":362101,"structure_id":51737,"section_number":"38.2-3326","catch_line":"Incontestability","url":"\/38.2-3326\/","token":"38.2\/33\/2\/38.2-3326","metadata":false},"next_section":{"id":362103,"structure_id":51737,"section_number":"38.2-3328","catch_line":"Evidence of individual insurability","url":"\/38.2-3328\/","token":"38.2\/33\/2\/38.2-3328","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-3327\/","history_text":"<p>The record of this law\u2019s original creation isn\u2019t available online. It has been modified 3 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1952, chapter 317; in 1960, chapter 273; in 1986, chapter 562.<\/p>","references":false,"refers_to":false,"permalink":{"id":1441775,"object_type":"law","relational_id":362102,"identifier":"38.2-3327","token":"38.2\/33\/2\/38.2-3327","url":"\/38.2-3327\/","edition_id":2,"permalink":0,"preferred":1},"url":"\/38.2-3327\/","token":"38.2\/33\/2\/38.2-3327","dublin_core":{"Title":"Entire contract; statements deemed representations","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-3327","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section id=\"A\"><p><span class=\"prefix-number\">A.<\/span> Each group life <span class=\"dictionary\">insurance<\/span> policy shall contain a provision that the policy and any application of the policyowner, and any individual applications of the <span class=\"dictionary\">persons<\/span> insured shall constitute the entire <span class=\"dictionary\">contract<\/span> between the parties. <a id=\"paragraph-1348109\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3327\/#A\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B\"><p><span class=\"prefix-number\">B.<\/span> The provision shall also <span class=\"dictionary\">state<\/span> that: <a id=\"paragraph-1348110\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3327\/#B\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B1\" class=\"indent-1\"><p><span class=\"prefix-number\">1.<\/span> A copy of any application of the policyowner shall be attached to the policy when issued; <a id=\"paragraph-1348111\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3327\/#B1\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B2\" class=\"indent-1\"><p><span class=\"prefix-number\">2.<\/span> All statements made by the policyowner or by the <span class=\"dictionary\">persons<\/span> insured shall be deemed representations and not warranties; and <a id=\"paragraph-1348112\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3327\/#B2\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B3\" class=\"indent-1\"><p><span class=\"prefix-number\">3.<\/span> No written statement made by any <span class=\"dictionary\">person<\/span> insured shall be used in any contest unless a copy of the statement has been furnished to the <span class=\"dictionary\">person<\/span>, his beneficiary or his personal representative. <a id=\"paragraph-1348113\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3327\/#B3\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nENTIRE CONTRACT; STATEMENTS DEEMED REPRESENTATIONS (\u00a7 38.2-3327)\n\nA. Each group life insurance policy shall contain a provision that the policy\nand any application of the policyowner, and any individual applications of the\npersons insured shall constitute the entire contract between the parties.\n\nB. The provision shall also state that:\n\n   1. A copy of any application of the policyowner shall be attached to the\n   policy when issued;\n\n   2. All statements made by the policyowner or by the persons insured shall be\n   deemed representations and not warranties; and\n\n   3. No written statement made by any person insured shall be used in any\n   contest unless a copy of the statement has been furnished to the person, his\n   beneficiary or his personal representative.\n\nHISTORY: Code 1950, \u00a7 38-429(2); 1952, c. 317, \u00a7 38.1-426; 1960, c. 273; 1986,\nc. 562.","edition":{"id":2,"name":"2026","slug":"2026","date_created":"2026-07-16 18:40:23","date_modified":"2026-08-02 15:14:36","current":1,"order_by":2,"last_import":"2026-08-02 12:37:30"}}