{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2026\/code-json\/38.2-4711.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2026\/code-text\/38.2-4711.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2026\/code-xml\/38.2-4711.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2026\/code-html\/38.2-4711.html"}],"law_id":362705,"edition_id":2,"section_id":362705,"structure_id":51785,"section_number":"38.2-4711","catch_line":"Exemptions","history":"1964, c. 147, \u00a7 38.1-745; 1981, c. 107; 1986, c. 562.","full_text":"This chapter shall not apply to the inclusion of a charge for insurance in a sale of property, goods or services payable in installments, or in a loan made for purposes other than the financing of insurance premiums only.\n\n","order_by":null,"text":{"0":{"id":1350827,"text":"This chapter shall not apply to the inclusion of a charge for insurance in a sale of property, goods or services payable in installments, or in a loan made for purposes other than the financing of insurance premiums only.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":51785,"edition_id":2,"name":"Insurance Premium Finance Companies","identifier":"47","label":"chapter","depth":2,"order_by":49,"parent_id":51644,"metadata":{"child_laws":13,"child_structures":0},"date_created":"2026-08-02 02:48:44","date_modified":"2026-08-02 12:33:20","permalink":{"id":1444237,"object_type":"structure","relational_id":51785,"identifier":"47","token":"38.2\/47","url":"\/38.2\/47\/","edition_id":2,"permalink":0,"preferred":1}},{"id":51644,"edition_id":2,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":88,"parent_id":null,"metadata":{"child_laws":1890,"child_structures":173},"date_created":"2026-08-02 02:45:30","date_modified":"2026-08-02 12:32:55","permalink":{"id":1437663,"object_type":"structure","relational_id":51644,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":2,"permalink":0,"preferred":1}}],"structure_contents":[{"id":362694,"structure_id":51785,"section_number":"38.2-4700","catch_line":"What persons deemed insurance premium finance companies","url":"\/38.2-4700\/","token":"38.2\/47\/38.2-4700","metadata":false},{"id":362695,"structure_id":51785,"section_number":"38.2-4701","catch_line":"License required; application; fee","url":"\/38.2-4701\/","token":"38.2\/47\/38.2-4701","metadata":{"court_decisions":""}},{"id":362696,"structure_id":51785,"section_number":"38.2-4702","catch_line":"Investigation of applicant; issuance of license","url":"\/38.2-4702\/","token":"38.2\/47\/38.2-4702","metadata":false},{"id":362697,"structure_id":51785,"section_number":"38.2-4703","catch_line":"Renewal of license","url":"\/38.2-4703\/","token":"38.2\/47\/38.2-4703","metadata":false},{"id":362698,"structure_id":51785,"section_number":"38.2-4704","catch_line":"Suspension, revocation or failure to renew license; imposition of penalty","url":"\/38.2-4704\/","token":"38.2\/47\/38.2-4704","metadata":false},{"id":362699,"structure_id":51785,"section_number":"38.2-4705","catch_line":"Maximum interest rate and maximum service charge on premium finance agreement","url":"\/38.2-4705\/","token":"38.2\/47\/38.2-4705","metadata":{"court_decisions":{"0":{"name":"Devnew v. Brown & Brown, Inc.","case_number":"Civ.A.2:05CV00400","citation":"396 F. Supp. 2d 665","date":"2005-10-17","url":"https:\/\/www.courtlistener.com\/opinion\/2567270\/devnew-v-brown-brown-inc\/","abstract":" .\u202f.\u202f. 396 F.Supp.2d 665 (2005) .\u202f.\u202f. ","court_html":"District Court, E.D. Virginia"}}}},{"id":362700,"structure_id":51785,"section_number":"38.2-4706","catch_line":"Default charge; bad check charge","url":"\/38.2-4706\/","token":"38.2\/47\/38.2-4706","metadata":{"court_decisions":""}},{"id":362701,"structure_id":51785,"section_number":"38.2-4707","catch_line":"Forms of premium finance agreements and related forms to be approved by Commission; false or misleading statements or omissions prohibited","url":"\/38.2-4707\/","token":"38.2\/47\/38.2-4707","metadata":{"court_decisions":""}},{"id":362702,"structure_id":51785,"section_number":"38.2-4708","catch_line":"Examination of books and records of company; bond; rules and regulations; order by Commission to remedy concerns","url":"\/38.2-4708\/","token":"38.2\/47\/38.2-4708","metadata":{"court_decisions":""}},{"id":362703,"structure_id":51785,"section_number":"38.2-4709","catch_line":"Disposition of license and other fees","url":"\/38.2-4709\/","token":"38.2\/47\/38.2-4709","metadata":{"court_decisions":""}},{"id":362704,"structure_id":51785,"section_number":"38.2-4710","catch_line":"Penalty for engaging in business without license","url":"\/38.2-4710\/","token":"38.2\/47\/38.2-4710","metadata":{"court_decisions":""}},{"id":362705,"structure_id":51785,"section_number":"38.2-4711","catch_line":"Exemptions","url":"\/38.2-4711\/","token":"38.2\/47\/38.2-4711","metadata":{"court_decisions":""}},{"id":362706,"structure_id":51785,"section_number":"38.2-4712","catch_line":"Validity of secured transactions","url":"\/38.2-4712\/","token":"38.2\/47\/38.2-4712","metadata":{"court_decisions":""}}],"previous_section":{"id":362704,"structure_id":51785,"section_number":"38.2-4710","catch_line":"Penalty for engaging in business without license","url":"\/38.2-4710\/","token":"38.2\/47\/38.2-4710","metadata":{"court_decisions":""}},"next_section":{"id":362706,"structure_id":51785,"section_number":"38.2-4712","catch_line":"Validity of secured transactions","url":"\/38.2-4712\/","token":"38.2\/47\/38.2-4712","metadata":{"court_decisions":""}},"metadata":{"court_decisions":""},"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-4711\/","history_text":"<p>This law was first created in 1964. The record of its establishment is cataloged in chapter 147 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1964 \u201cActs\u201d aren\u2019t available online. It has been modified 2 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1981, chapter 107; in 1986, chapter 562.<\/p>","references":false,"refers_to":false,"permalink":{"id":1444283,"object_type":"law","relational_id":362705,"identifier":"38.2-4711","token":"38.2\/47\/38.2-4711","url":"\/38.2-4711\/","edition_id":2,"permalink":0,"preferred":1},"url":"\/38.2-4711\/","token":"38.2\/47\/38.2-4711","dublin_core":{"Title":"Exemptions","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-4711","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>This chapter shall not apply to the inclusion of a charge for <span class=\"dictionary\">insurance<\/span> in a sale of property, goods or services payable in installments, or in a loan made for purposes other than the financing of <span class=\"dictionary\">insurance<\/span> premiums only.<\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nEXEMPTIONS (\u00a7 38.2-4711)\n\nThis chapter shall not apply to the inclusion of a charge for insurance in a\nsale of property, goods or services payable in installments, or in a loan made\nfor purposes other than the financing of insurance premiums only.\n\nHISTORY: 1964, c. 147, \u00a7 38.1-745; 1981, c. 107; 1986, c. 562.","edition":{"id":2,"name":"2026","slug":"2026","date_created":"2026-07-16 18:40:23","date_modified":"2026-08-02 15:14:36","current":1,"order_by":2,"last_import":"2026-08-02 12:37:30"}}