{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2026\/code-json\/38.2-6406.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2026\/code-text\/38.2-6406.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2026\/code-xml\/38.2-6406.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2026\/code-html\/38.2-6406.html"}],"law_id":362957,"edition_id":2,"section_id":362957,"structure_id":51809,"section_number":"38.2-6406","catch_line":"GAP waivers not insurance","history":"2019, cc. 799, 800.","full_text":"GAP waivers governed under this chapter are not insurance and are exempt from the insurance laws of the Commonwealth. Persons marketing, soliciting, negotiating, selling, or offering to sell GAP waivers that comply with this chapter are exempt from the Commonwealth’s licensing requirements.\n\n","order_by":null,"text":{"0":{"id":1352335,"text":"GAP waivers governed under this chapter are not insurance and are exempt from the insurance laws of the Commonwealth. Persons marketing, soliciting, negotiating, selling, or offering to sell GAP waivers that comply with this chapter are exempt from the Commonwealth’s licensing requirements.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":51809,"edition_id":2,"name":"Guaranteed Asset Protection Waivers","identifier":"64","label":"chapter","depth":2,"order_by":38,"parent_id":51644,"metadata":{"child_laws":8,"child_structures":0},"date_created":"2026-08-02 02:49:13","date_modified":"2026-08-02 12:33:16","permalink":{"id":1445313,"object_type":"structure","relational_id":51809,"identifier":"64","token":"38.2\/64","url":"\/38.2\/64\/","edition_id":2,"permalink":0,"preferred":1}},{"id":51644,"edition_id":2,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":88,"parent_id":null,"metadata":{"child_laws":1890,"child_structures":173},"date_created":"2026-08-02 02:45:30","date_modified":"2026-08-02 12:32:55","permalink":{"id":1437663,"object_type":"structure","relational_id":51644,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":2,"permalink":0,"preferred":1}}],"structure_contents":[{"id":362951,"structure_id":51809,"section_number":"38.2-6400","catch_line":"Definitions","url":"\/38.2-6400\/","token":"38.2\/64\/38.2-6400","metadata":false},{"id":362952,"structure_id":51809,"section_number":"38.2-6401","catch_line":"Requirements for offering guaranteed asset protection waivers","url":"\/38.2-6401\/","token":"38.2\/64\/38.2-6401","metadata":false},{"id":362953,"structure_id":51809,"section_number":"38.2-6402","catch_line":"Contractual liability or other insurance policies","url":"\/38.2-6402\/","token":"38.2\/64\/38.2-6402","metadata":false},{"id":362954,"structure_id":51809,"section_number":"38.2-6403","catch_line":"Disclosures","url":"\/38.2-6403\/","token":"38.2\/64\/38.2-6403","metadata":false},{"id":362955,"structure_id":51809,"section_number":"38.2-6404","catch_line":"Cancellation","url":"\/38.2-6404\/","token":"38.2\/64\/38.2-6404","metadata":false},{"id":362956,"structure_id":51809,"section_number":"38.2-6405","catch_line":"Commercial transactions","url":"\/38.2-6405\/","token":"38.2\/64\/38.2-6405","metadata":false},{"id":362957,"structure_id":51809,"section_number":"38.2-6406","catch_line":"GAP waivers not insurance","url":"\/38.2-6406\/","token":"38.2\/64\/38.2-6406","metadata":false},{"id":362958,"structure_id":51809,"section_number":"38.2-6407","catch_line":"Exemptions from chapter","url":"\/38.2-6407\/","token":"38.2\/64\/38.2-6407","metadata":false}],"previous_section":{"id":362956,"structure_id":51809,"section_number":"38.2-6405","catch_line":"Commercial transactions","url":"\/38.2-6405\/","token":"38.2\/64\/38.2-6405","metadata":false},"next_section":{"id":362958,"structure_id":51809,"section_number":"38.2-6407","catch_line":"Exemptions from chapter","url":"\/38.2-6407\/","token":"38.2\/64\/38.2-6407","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-6406\/","history_text":"

This law was first created in 2019. The record of its establishment is cataloged in chapters 799<\/a> and 800<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year.<\/p>","references":false,"refers_to":false,"permalink":{"id":1445339,"object_type":"law","relational_id":362957,"identifier":"38.2-6406","token":"38.2\/64\/38.2-6406","url":"\/38.2-6406\/","edition_id":2,"permalink":0,"preferred":1},"url":"\/38.2-6406\/","token":"38.2\/64\/38.2-6406","dublin_core":{"Title":"GAP waivers not insurance","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-6406","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

GAP waivers<\/span> governed under this chapter are not insurance<\/span> and are exempt from the insurance<\/span> laws<\/span> of the Commonwealth. Persons<\/span> marketing, soliciting, negotiating, selling, or offering to sell GAP waivers<\/span> that comply with this chapter are exempt from the Commonwealth’s licensing requirements.<\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nGAP WAIVERS NOT INSURANCE (\u00a7 38.2-6406)\n\nGAP waivers governed under this chapter are not insurance and are exempt from\nthe insurance laws of the Commonwealth. Persons marketing, soliciting,\nnegotiating, selling, or offering to sell GAP waivers that comply with this\nchapter are exempt from the Commonwealth’s licensing requirements.\n\nHISTORY: 2019, cc. 799, 800.","edition":{"id":2,"name":"2026","slug":"2026","date_created":"2026-07-16 18:40:23","date_modified":"2026-08-02 15:14:36","current":1,"order_by":2,"last_import":"2026-08-02 12:37:30"}}