{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2026\/code-json\/6.2-505.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2026\/code-text\/6.2-505.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2026\/code-xml\/6.2-505.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2026\/code-html\/6.2-505.html"}],"law_id":374272,"edition_id":2,"section_id":374272,"structure_id":53219,"section_number":"6.2-505","catch_line":"Remedies for violation","history":"1975, c. 627, \u00a7 59.1-21.23; 1977, c. 589; 2010, c. 794.","full_text":"A\n\nAny creditor who fails to comply with any requirement imposed under this chapter shall be liable to the aggrieved applicant in an amount equal to the sum of any actual damages sustained by such applicant.\n\nB\n\nAny creditor, other than the federal or state government or any political subdivision or agency of such government, who fails to comply with any requirement imposed under this chapter shall be liable to the aggrieved applicant for punitive damages in an amount not greater than $10,000, as determined by the court, in addition to any actual damages provided in subsection A.\n\nC\n\nUpon application by an aggrieved applicant, an appropriate court may grant such equitable and declaratory relief as is necessary to enforce the requirements imposed under this chapter.\n\nD\n\nIn the case of any successful action to enforce the foregoing liability, the costs of the action, together with the reasonable attorney fee as determined by the court, shall be added to any damages awarded by the court under the provisions of subsections A, B, and C.\n\nE\n\nAny action under this chapter may be brought in an appropriate court within two years from the date of the occurrence of the violation.\n\n","order_by":null,"text":{"0":{"id":1397218,"text":"Any creditor who fails to comply with any requirement imposed under this chapter shall be liable to the aggrieved applicant in an amount equal to the sum of any actual damages sustained by such applicant.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":1397219,"text":"Any creditor, other than the federal or state government or any political subdivision or agency of such government, who fails to comply with any requirement imposed under this chapter shall be liable to the aggrieved applicant for punitive damages in an amount not greater than $10,000, as determined by the court, in addition to any actual damages provided in subsection A.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"C"},"2":{"id":1397220,"text":"Upon application by an aggrieved applicant, an appropriate court may grant such equitable and declaratory relief as is necessary to enforce the requirements imposed under this chapter.","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B","next_prefix":"D"},"3":{"id":1397221,"text":"In the case of any successful action to enforce the foregoing liability, the costs of the action, together with the reasonable attorney fee as determined by the court, shall be added to any damages awarded by the court under the provisions of subsections A, B, and C.","type":"section","prefixes":["D"],"prefix":"D","entire_prefix":"D","prefix_anchor":"D","level":1,"prior_prefix":"C","next_prefix":"E"},"4":{"id":1397222,"text":"Any action under this chapter may be brought in an appropriate court within two years from the date of the occurrence of the violation.","type":"section","prefixes":["E"],"prefix":"E","entire_prefix":"E","prefix_anchor":"E","level":1,"prior_prefix":"D"}},"ancestry":[{"id":53219,"edition_id":2,"name":"Equal Credit 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of reasons for adverse action","url":"\/6.2-503\/","token":"6.2\/I\/5\/6.2-503","metadata":false},{"id":374271,"structure_id":53219,"section_number":"6.2-504","catch_line":"Requirement of signatures of both parties to a marriage not discriminatory in a secured transaction","url":"\/6.2-504\/","token":"6.2\/I\/5\/6.2-504","metadata":false},{"id":374272,"structure_id":53219,"section_number":"6.2-505","catch_line":"Remedies for violation","url":"\/6.2-505\/","token":"6.2\/I\/5\/6.2-505","metadata":false},{"id":374273,"structure_id":53219,"section_number":"6.2-506","catch_line":"Commission regulations","url":"\/6.2-506\/","token":"6.2\/I\/5\/6.2-506","metadata":false},{"id":374274,"structure_id":53219,"section_number":"6.2-507","catch_line":"Limitation on liability","url":"\/6.2-507\/","token":"6.2\/I\/5\/6.2-507","metadata":false},{"id":374275,"structure_id":53219,"section_number":"6.2-508","catch_line":"Compliance with Equal Credit Opportunity Act constitutes compliance with 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General","url":"\/6.2-513\/","token":"6.2\/I\/5\/6.2-513","metadata":false}],"previous_section":{"id":374271,"structure_id":53219,"section_number":"6.2-504","catch_line":"Requirement of signatures of both parties to a marriage not discriminatory in a secured transaction","url":"\/6.2-504\/","token":"6.2\/I\/5\/6.2-504","metadata":false},"next_section":{"id":374273,"structure_id":53219,"section_number":"6.2-506","catch_line":"Commission regulations","url":"\/6.2-506\/","token":"6.2\/I\/5\/6.2-506","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/6.2-505\/","history_text":"

This law was first created in 1975. The record of its establishment is cataloged in chapter 627 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1975 \u201cActs\u201d aren\u2019t available online. It has been modified 2 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1977, chapter 589; in 2010, chapter 794<\/a>.<\/p>","references":[{"id":374277,"section_number":"6.2-510","catch_line":"Commission to investigate complaints; records to be open to public","order_by":null,"url":"\/6.2-510\/"}],"refers_to":false,"permalink":{"id":1490651,"object_type":"law","relational_id":374272,"identifier":"6.2-505","token":"6.2\/I\/5\/6.2-505","url":"\/6.2-505\/","edition_id":2,"permalink":0,"preferred":1},"url":"\/6.2-505\/","token":"6.2\/I\/5\/6.2-505","dublin_core":{"Title":"Remedies for violation","Type":"Text","Format":"text\/html","Identifier":"\u00a7 6.2-505","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> Any creditor<\/span> who fails to comply with any requirement imposed under this chapter shall be liable to the aggrieved applicant<\/span> in an amount equal to the sum of any actual damages<\/span> sustained by such applicant<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> Any creditor<\/span>, other than the federal or state government or any political subdivision or agency of such government, who fails to comply with any requirement imposed under this chapter shall be liable to the aggrieved applicant<\/span> for punitive damages<\/span> in an amount not greater than $10,000, as determined by the court<\/span>, in addition to any actual damages<\/span> provided in subsection A. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

C.<\/span> Upon application by an aggrieved applicant<\/span>, an appropriate court<\/span> may grant such equitable<\/span> and declaratory relief as is necessary to enforce the requirements imposed under this chapter. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

D.<\/span> In the case of any successful action to enforce the foregoing liability, the costs of the action, together with the reasonable attorney fee as determined by the court<\/span>, shall be added to any damages<\/span> awarded by the court<\/span> under the provisions of subsections A, B, and C. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

E.<\/span> Any action under this chapter may be brought in an appropriate court<\/span> within two years from the date of the occurrence of the violation. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nREMEDIES FOR VIOLATION (\u00a7 6.2-505)\n\nA. Any creditor who fails to comply with any requirement imposed under this\nchapter shall be liable to the aggrieved applicant in an amount equal to the sum\nof any actual damages sustained by such applicant.\n\nB. Any creditor, other than the federal or state government or any political\nsubdivision or agency of such government, who fails to comply with any\nrequirement imposed under this chapter shall be liable to the aggrieved\napplicant for punitive damages in an amount not greater than $10,000, as\ndetermined by the court, in addition to any actual damages provided in\nsubsection A.\n\nC. Upon application by an aggrieved applicant, an appropriate court may grant\nsuch equitable and declaratory relief as is necessary to enforce the\nrequirements imposed under this chapter.\n\nD. In the case of any successful action to enforce the foregoing liability, the\ncosts of the action, together with the reasonable attorney fee as determined by\nthe court, shall be added to any damages awarded by the court under the\nprovisions of subsections A, B, and C.\n\nE. Any action under this chapter may be brought in an appropriate court within\ntwo years from the date of the occurrence of the violation.\n\nHISTORY: 1975, c. 627, \u00a7 59.1-21.23; 1977, c. 589; 2010, c. 794.","edition":{"id":2,"name":"2026","slug":"2026","date_created":"2026-07-16 18:40:23","date_modified":"2026-08-02 15:14:36","current":1,"order_by":2,"last_import":"2026-08-02 12:37:30"}}