CODE OF VIRGINIA EXEMPTIONS FROM CHAPTER (ยง 38.2-6407) This chapter does not apply to: 1. Any insurance policy offered by an insurer under the insurance laws of the Commonwealth; or 2. A debt cancellation or debt suspension contract offered (i) by a bank or credit union regulated pursuant to Title 6.2 or (ii) in compliance with 12 C.F.R. Part 37, 12 C.F.R. Part 721, or other federal law. HISTORY: 2019, cc. 799, 800.