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<law><site_title>Virginia Decoded</site_title><site_url>https://vacode.org</site_url><law_id>362706</law_id><section_number>38.2-4712</section_number><catch_line>Validity of secured transactions</catch_line><edition url="https://vacode.org/2026/" slug="2026" current="TRUE" last_updated="2026-08-02">2026</edition><structure><unit label="title" level="1" order_by="88" identifier="38.2">Insurance</unit><unit label="chapter" level="2" order_by="49" identifier="47">Insurance Premium Finance Companies</unit></structure><text>
						<section><p>No filing of the premium finance agreement or recording of a premium finance transaction shall be necessary to validate the agreement as a secured transaction.</p></section></text><history>1964, c. 147, &#xA7; 38.1-745; 1981, c. 107; 1986, c. 562.</history><metadata><court_decisions></court_decisions></metadata></law>
