Regulation of Rates Generally

This is the 2025 edition of the code. There is not the current edition. Browse all editions.

This is Chapter 19 of the Code of Virginia, titled “Regulation of Rates Generally.” It is part of Title 38.2 “Insurance”.

It’s comprised of the following 37 sections.

§ 38.2-1900 Purposes of chapter
§ 38.2-1901 Definitions
§ 38.2-1902 Scope of chapter
§ 38.2-1903 Exemptions
§ 38.2-1903.1 Exemptions of large commercial risks
§ 38.2-1904 Rate standards
§ 38.2-1905 Motor vehicle insurer not to charge points or increase premiums in certain instances
§ 38.2-1905.1 Repealed
§ 38.2-1906 Filing and use of rates
§ 38.2-1906.1 Misquote of premium
§ 38.2-1907 Filings open to inspection
§ 38.2-1908 Rate making and delegation of filing obligation
§ 38.2-1909 Review of rates by Commission
§ 38.2-1910 Disapproval of rates
§ 38.2-1911 Special restrictions on individual insurers
§ 38.2-1912 Delayed effect of rates; certification of reinsurance with affiliated company
§ 38.2-1912.1 Approval of prospective loss costs and supplementary rate information; § 38.2-119 rate filings
§ 38.2-1913 Operation and control of rate service organizations
§ 38.2-1914 Licensing of rate service organizations
§ 38.2-1915 Joint underwriting or joint reinsurance organizations
§ 38.2-1916 Certain conduct by insurers and rate service organizations prohibited
§ 38.2-1916.1 Investigation by Attorney General of suspected violations; investigative demand to witnesses; access to business records, etc.; penalties
§ 38.2-1916.2 Penalties; injunctive relief; restitution
§ 38.2-1917 Injunctive relief
§ 38.2-1918 Agreements for equitable apportionment of insurance
§ 38.2-1919 Collection of experience data; uniformity; compilations available to insurers and rate service organizations
§ 38.2-1919.1 Interchange of rating data and information
§ 38.2-1920 Excess rate for a specific risk
§ 38.2-1921 Combination policies
§ 38.2-1921.1 Professional employer organization workers' compensation rating
§ 38.2-1922 No rule prohibiting or regulating payment of dividends, etc., to be adopted
§ 38.2-1923 Person aggrieved by application of rating system to be heard; appeal to Commission
§ 38.2-1924 Cooperation among rate service organizations, or among rate service organizations and insurers, authorized; review by Commission
§ 38.2-1925 Examination of rate service organizations and joint underwriting and joint reinsurance organizations
§ 38.2-1926 Action of Commission upon request for hearing on order or decision made without a hearing
§ 38.2-1927 Withholding information; giving false or misleading information
§ 38.2-1928 Violations of chapter