Fire Insurance Policies

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This is Chapter 21 of the Code of Virginia, titled “Fire Insurance Policies.” It is part of Title 38.2 “Insurance”.

It’s comprised of the following 34 sections.

§ 38.2-2100	Application of chapter
§ 38.2-2101	Policies shall conform to provisions of this chapter
§ 38.2-2102	Excluding loss or damage caused by nuclear reaction, nuclear radiation, or radioactive contamination
§ 38.2-2103	Information to be printed on policy
§ 38.2-2104	Standard insuring agreement for fire insurance policies
§ 38.2-2105	Standard provisions, conditions, stipulations and agreements for such policies
§ 38.2-2106	Standard form for execution of policies
§ 38.2-2107	Commission may establish guidelines for filing readable fire insurance policy forms
§ 38.2-2108	Standards for content of fire insurance policies
§ 38.2-2108.1	Commercial fire insurance policies; changes to amount of coverage
§ 38.2-2109	Execution of policies
§ 38.2-2110	Other matter permitted in the policy
§ 38.2-2111	Special regulations to be added to policy
§ 38.2-2112	Temporary insurance contracts; duration; what deemed to include
§ 38.2-2113	Mailing or electronic delivery of notice of cancellation or refusal to renew
§ 38.2-2114	Grounds and procedure for termination of policy; contents of notice; review by Commissioner; exceptions; immunity from liability
§ 38.2-2114.1	Powers of Commission; replacement policies
§ 38.2-2115	Discrimination in issuance of fire insurance
§ 38.2-2116	Policies issued by two or more insurers
§ 38.2-2117	Approval of forms or provisions for additional coverage
§ 38.2-2118	Required statement on insurance policies for owner-occupied dwellings
§ 38.2-2119	Approval of forms or provisions for certain risks
§ 38.2-2120	Optional coverage to be offered with homeowner's policy
§ 38.2-2121	When courts may appoint umpires
§ 38.2-2122	Appraisers and umpires; oath to be taken
§ 38.2-2123	Chapter not applicable to certain mutual insurers
§ 38.2-2124	Optional coverage to be offered with fire insurance policy
§ 38.2-2125	Notice regarding flood exclusion
§ 38.2-2126	Insurance credit score disclosure; use of credit information
§ 38.2-2127	Notice of change in deductible
§ 38.2-2128	Certain exclusions permitted
§ 38.2-2129	Notice regarding earthquake exclusion
§ 38.2-2130	Coverage for volunteer fire department costs
§ 38.2-2131	Assignment of claims prohibited