Loans Exempt From Limit on Contract Rate of Interest

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This is Article 4 of the Code of Virginia, titled “Loans Exempt From Limit on Contract Rate of Interest.” It is part of Chapter 3 “Interest and Usury”, which is part of Subtitle I “General Provisions”, which is part of Title 6.2 “Financial Institutions and Services”.

It’s comprised of the following 21 sections.

§ 6.2-309	Charges by banks and savings institutions on installment loans
§ 6.2-310	Rate of interest chargeable by state banks and savings institutions
§ 6.2-311	Closed-end installment loans by sellers of goods or services
§ 6.2-312	Open-end credit plans
§ 6.2-313	Open-end credit extended by banks or savings institutions
§ 6.2-314	Motor vehicle purchase loans by subsidiaries and affiliates of banks and savings institutions
§ 6.2-315	Loans by certain financial institutions or brokers payable on demand or having a term up to one year
§ 6.2-316	Loans of $5,000 or more made by certain financial institutions
§ 6.2-317	Loans of $5,000 or more for business or investment purposes
§ 6.2-318	Loans by credit unions
§ 6.2-319	Loans by pension plans to participants
§ 6.2-320	Loans by industrial loan associations
§ 6.2-321	Loans pursuant to stock option financing programs
§ 6.2-322	Extensions of credit on pledged securities
§ 6.2-323	Educational loans by banks or savings institutions
§ 6.2-324	Educational loans by private institution of higher education
§ 6.2-325	Certain loans secured by first deed of trust or mortgage
§ 6.2-326	Fees and charges in connection with loans by real estate lenders
§ 6.2-327	Certain loans secured by a subordinate deed of trust or mortgage
§ 6.2-328	Charges allowed on loan secured by subordinate mortgage
§ 6.2-329	Loans insured or guaranteed by certain governmental agencies