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  • Title 8.4: Commercial Code — Bank Deposits and Collections
  • Part 4: Relationship Between Payor Bank and Its Customer

Relationship Between Payor Bank and Its Customer

This is the 2025 edition of the code. There is not the current edition. Browse all editions.

This is Part 4 of the Code of Virginia, titled “Relationship Between Payor Bank and Its Customer.” It is part of Title 8.4 “Commercial Code — Bank Deposits and Collections”.

It’s comprised of the following 7 sections.

§ 8.4-401 When bank may charge customer's account
§ 8.4-402 Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account
§ 8.4-403 Customer's right to stop payment; burden of proof of loss
§ 8.4-404 Bank not obligated to pay check more than six months old
§ 8.4-405 Death or incompetence of customer
§ 8.4-406 Customer's duty to discover and report unauthorized signature or alteration
§ 8.4-407 Payor bank's right to subrogation on improper payment

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