Fire Insurance Policies
This is Chapter 21 of the Code of Virginia, titled “Fire Insurance Policies.” It is part of Title 38.2, titled “Insurance.” It’s comprised of the following 32 sections.
- § 38.2-2100
- Application of chapter
- § 38.2-2101
- Policies shall conform to provisions of this chapter
- § 38.2-2102
- Excluding loss or damage caused by nuclear reaction, nuclear radiation, or radioactive contamination
- § 38.2-2103
- Information to be printed on policy
- § 38.2-2107
- Commission may establish guidelines for filing readable fire insurance policy forms
- § 38.2-2108
- Standards for content of fire insurance policies
- § 38.2-2109
- Execution of policies
- § 38.2-2110
- Other matter permitted in the policy
- § 38.2-2111
- Special regulations to be added to policy
- § 38.2-2112
- Temporary insurance contracts; duration; what deemed to include
- § 38.2-2113
- Mailing or electronic delivery of notice of cancellation or refusal to renew
- § 38.2-2114
- Grounds and procedure for termination of policy; contents of notice; review by Commissioner; exceptions; immunity from liability
- § 38.2-2114.1
- Powers of Commission; replacement policies
- § 38.2-2115
- Discrimination in issuance of fire insurance
- § 38.2-2116
- Policies issued by two or more insurers
- § 38.2-2117
- Approval of forms or provisions for additional coverage
- § 38.2-2118
- (Applicable to new or renewal policies issued on or after January 1, 2017) Required statement on insurance policies for owner-occupied dwellings
- § 38.2-2118
- (Applicable to new or renewal policies issued before January 1, 2017) Required statement on insurance policies for owner-occupied dwellings
- § 38.2-2119
- (Applicable to new or renewal policies issued on or after January 1, 2017) Approval of forms or provisions for certain risks
- § 38.2-2119
- (Applicable to new or renewal policies issued before January 1, 2017) Approval of forms or provisions for certain risks
- § 38.2-2120
- (Applicable to new or renewal policies issued on or after January 1, 2017) Optional coverage to be offered with homeowner's policy
- § 38.2-2120
- (Applicable to new or renewal policies issued before January 1, 2017) Optional coverage to be offered with homeowner's policy
- § 38.2-2121
- When courts may appoint umpires
- § 38.2-2122
- Appraisers and umpire to be citizens of Virginia; oath to be taken
- § 38.2-2123
- Chapter not applicable to certain mutual insurers
- § 38.2-2124
- Optional coverage to be offered with fire insurance policy
- § 38.2-2125
- Notice regarding flood exclusion
- § 38.2-2126
- Insurance credit score disclosure; use of credit information
- § 38.2-2127
- Notice of change in deductible
- § 38.2-2128
- Certain exclusions permitted
- § 38.2-2129
- Notice regarding earthquake exclusion
- § 38.2-2130
- Coverage for volunteer fire department costs