1. A home solicitation sale as defined in § 59.1-21.1;

2. A transaction described in § 6.2-311; or

3. A security interest as defined in subdivision (35) of § 8.1A-201.

1. Lease-purchase agreements primarily for business, commercial, or agricultural purposes, or those made with governmental agencies or instrumentalities or with organizations;

2. A lease of a safe deposit box;

3. A lease or bailment of personal property which is incidental to the lease of real property, and which provides that the consumer has no option to purchase the leased property; or

4. A lease of an automobile.