(1. means a person engaged in the business of banking, including a savings institution, credit union or trust company;

(2. means the first bank to take an item even though it is also the payor bank, unless the item is presented for immediate payment over the counter;

(3. means a bank that is the drawee of a draft;

(4. means a bank to which an item is transferred in the course of collection except the depositary or payor bank;

(5. means a bank handling an item for collection except the payor bank;

(6. means a bank presenting an item except a payor bank.