Regulation of Rates Generally

This is the 2026 edition of the code. This is the current edition. It was last updated Sep 02, 2026. Browse all editions.

This is Chapter 19 of the Code of Virginia, titled “Regulation of Rates Generally.” It is part of Title 38.2 “Insurance”. It contains 37 laws.

It’s comprised of the following 37 sections.

§ 38.2-1900	Purposes of chapter
§ 38.2-1901	Definitions
§ 38.2-1902	Scope of chapter
§ 38.2-1903	Exemptions
§ 38.2-1903.1	Exemptions of large commercial risks
§ 38.2-1904	Rate standards
§ 38.2-1905	Motor vehicle insurer not to charge points or increase premiums in certain instances
§ 38.2-1905.1	Repealed
§ 38.2-1906	Filing and use of rates
§ 38.2-1906.1	Misquote of premium
§ 38.2-1907	Filings open to inspection
§ 38.2-1908	Rate making and delegation of filing obligation
§ 38.2-1909	Review of rates by Commission
§ 38.2-1910	Disapproval of rates
§ 38.2-1911	Special restrictions on individual insurers
§ 38.2-1912	Delayed effect of rates; certification of reinsurance with affiliated company
§ 38.2-1912.1	Approval of prospective loss costs and supplementary rate information; § 38.2-119 rate filings
§ 38.2-1913	Operation and control of rate service organizations
§ 38.2-1914	Licensing of rate service organizations
§ 38.2-1915	Joint underwriting or joint reinsurance organizations
§ 38.2-1916	Certain conduct by insurers and rate service organizations prohibited
§ 38.2-1916.1	Investigation by Attorney General of suspected violations; investigative demand to witnesses; access to business records, etc.; penalties
§ 38.2-1916.2	Penalties; injunctive relief; restitution
§ 38.2-1917	Injunctive relief
§ 38.2-1918	Agreements for equitable apportionment of insurance
§ 38.2-1919	Collection of experience data; uniformity; compilations available to insurers and rate service organizations
§ 38.2-1919.1	Interchange of rating data and information
§ 38.2-1920	Excess rate for a specific risk
§ 38.2-1921	Combination policies
§ 38.2-1921.1	Professional employer organization workers' compensation rating
§ 38.2-1922	No rule prohibiting or regulating payment of dividends, etc., to be adopted
§ 38.2-1923	Person aggrieved by application of rating system to be heard; appeal to Commission
§ 38.2-1924	Cooperation among rate service organizations, or among rate service organizations and insurers, authorized; review by Commission
§ 38.2-1925	Examination of rate service organizations and joint underwriting and joint reinsurance organizations
§ 38.2-1926	Action of Commission upon request for hearing on order or decision made without a hearing
§ 38.2-1927	Withholding information; giving false or misleading information
§ 38.2-1928	Violations of chapter